U.S. Bancorp(USB)Stock Price & Analysis
NYSE

USB Stock Price Today (October 2026) — U.S. Bancorp Analysis & Key Metrics 2026-10-21

U.S. Bancorp (USB) is trading at $59.09, up 2.14% today (as of October 2026). The stock continues to show mixed signals with a short-term dip within a broader uptrend, attracting attention from investors looking for Financial Services growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $68.45 (15.8% upside).
  • Volatility is low (18.05% annualized), implying relatively contained price movements for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (10.40% YoY) alongside competitive pressures in the Banks - Regional space.

USB Stock Analysis: Key Metrics & Valuation (October 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target$68.45+15.8%
Volatility (30d ann.)18.05%Low
RSI (14-day)
56.61 (Neutral)
Debt$99.70B (N/A D/E)

U.S. Bancorp - Historical Price & Volume

$59.09
+14.14 (+31.44%)
  • Price
  • Volume
  • Latest price
Range: 2Y

Market Cap

$92.07B

Enterprise Value: $121.38B

P/E Ratio

12.51

Forward P/E: 10.63

Revenue Growth

+10.40%

Year over Year

Analyst Target

$68.45

+15.8% upside potential

Key Investor Questions About USB

What investors need to know before buying

Is it a good time to buy USB stock?

Based on current market data, USB presents a neutral technical setup with mixed signals fundamentals.

  • Technicals say: Neutral (RSI 56.61)
  • Fundamentals say: Mixed signals (nuanced financial profile)
Can USB sustain revenue growth in the Banks - Regional market?

USB's growth trajectory depends on its ability to expand within the Banks - Regional sector while managing margin pressures.

  • Future growth will depend on performance in core Banks - Regional operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing USB stock?

The primary risks for USB investors include debt exposure and competitive dynamics in the Banks - Regional industry.

  • $99.70B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Banks - Regional.

52-Week Trading Range

52-Week Low$45.02
52-Week High$66.08
Current Price$59.09

Over the past year, USB stock traded between $45.02 and $66.08 and currently trades in the middle of that range. Big swings are less likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility18.05%
Beta0.85
RSI (14-day)56.61

With 18.05% annualized volatility and β=0.85, the stock exhibits moderate correlation to market moves—making USB suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership0.12%
Institutional Ownership84.48%
Shares Short25.96M

High institutional ownership with low short interest suggests steadier hands and low immediate risk.

Analyst Sentiment & Price Targets

Mean Target
$68.45
Upside Potential
+15.8%
Recommendation
buy
Analysts maintain moderate optimism with a $68.45 target, indicating15.8% upside potential.

Earnings snapshot

No upcoming report date yet

EPS beat rate
83% (10/12)
Avg move after earnings
±2.2%
Options-implied move
—
Options vs history
—
USB earnings history, charts and expected move

Frequently Asked Questions

Common investor questions about U.S. Bancorp

U.S. Bancorp (USB) is currently trading at $59.09. The RSI (14-day) is at 56.6, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $68.45 implies 15.8% upside from current levels. Volatility is low at 18.0% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for U.S. Bancorp (USB): The trailing P/E ratio is 12.51, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 10.63, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 2.09, above 2.0, suggesting the stock may be overvalued relative to its expected growth. Price-to-Book is 1.61. Price-to-Sales is 3.57. Valuation should be compared to Banks - Regional industry peers for context, as different sectors trade at different multiples.

Based on 22 analysts covering USB, the consensus price target is $68.45. This represents a 15.8% upside from the current price of $59.09. The range spans from a low target of $61.00 to a high target of $76.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

Yes, U.S. Bancorp (USB) pays a dividend with a current yield of approximately 3.80%. The payout ratio is 41.5%, which is conservative and suggests the dividend is well-covered by earnings with room for future increases. The most recent ex-dividend date was Sep 30, 2026.

Key risks for U.S. Bancorp (USB) investors include: 1. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 2. Banks - Regional sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is U.S. Bancorp's (USB) current debt and financial health profile: Total debt stands at $99.70B. The company holds $70.38B in cash and equivalents.