U.S. Bancorp(USB)
NASDAQ

USB Stock Analysis — September 2026

$63.53
0.76 (1.21%)

USB Stock Price Today (September 2026) — U.S. Bancorp Analysis & Key Metrics 2026-09-03

U.S. Bancorp (USB) is trading at $63.53, up 1.21% today (as of September 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Financial Services growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $70.32 (10.7% upside).
  • Volatility remains elevated (17.91% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (10.40% YoY) alongside significant competitive pressures.

USB Stock Analysis: Key Metrics & Valuation (September 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target70.318210.7%
Volatility (30d ann.)17.9069High
RSI (14-day)
55.45 (Neutral)
Debt$99.70B (N/A D/E)

U.S. Bancorp - Historical Price & Volume

$63.53
+21.28 (+50.36%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$95.94B

Enterprise Value: $133.92B

P/E Ratio

12.68

Forward P/E: 10.63

Revenue Growth

+10.40%

Year over Year

Analyst Target

$70.32

+10.7% upside potential

Key Investor Questions About USB

What investors need to know before buying

Is it a good time to buy USB stock?

Based on current market data, USB presents a neutral technical setup with mixed signals fundamentals.

  • Technicals say: Neutral (RSI 55.45)
  • Fundamentals say: Mixed signals (nuanced financial profile)
Can USB sustain revenue growth in the Banks - Regional market?

USB's growth trajectory depends on its ability to expand within the Banks - Regional sector while managing margin pressures.

  • Future growth will depend on performance in core Banks - Regional operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing USB stock?

The primary risks for USB investors include debt exposure and competitive dynamics in the Banks - Regional industry.

  • $99.70B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Banks - Regional.

52-Week Trading Range

52-Week Low$45.02
52-Week High$66.08
Current Price$63.53

Over the past year, USB stock traded between $45.02 and $66.08—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility17.91%
Beta0.95
RSI (14-day)55.45

With 17.91% annualized volatility and β=0.95, the stock exhibits moderate correlation to market moves—making USB suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership12.40%
Institutional Ownership85.28%
Shares Short36.10K

High institutional ownership with low short interest suggests steadier hands and low immediate risk.

Analyst Sentiment & Price Targets

Mean Target
$70.32
Upside Potential
10.7%
Recommendation
buy
Analysts maintain moderate optimism with a $70.32 target, indicating10.7% upside potential.

Latest News & Headlines

Recent headlines and coverage

24/7 Wall St.Sep 2, 2026

Truist vs. U.S. Bancorp: Both Pay $0.52, but Only One Dividend Is Growing

Truist and U.S. Bancorp are writing shareholders identical checks this year, but underneath that matching number, one bank is quietly building momentum while the other sits frozen in place.

Simply Wall St.Sep 2, 2026

U.S. Bancorp (USB) Stock May Be 40% Undervalued On Business Banking Expansion

U.S. Bancorp has delivered a very strong 91.5% share price gain over the past three years, yet several valuation checks still point to the stock trading below an estimate of its intrinsic value. For investors, the focus is on how that gap between the market price and the Excess Returns model compares with a more mixed overall value score. The 91.5% three year return suggests U.S. Bancorp has already rewarded patient shareholders. Any valuation upside now may matter more to new buyers than to...

Simply Wall St.Sep 2, 2026

U.S. Bancorp (USB) Expands Business Banking Into Four Sun Belt States

U.S. Bancorp (NYSE: USB) announced a significant expansion of its business banking operations into Florida, Georgia, Texas, and Arizona. The move targets mid-sized businesses in Sun Belt states where U.S. Bank currently has a limited presence. The expansion includes a sizable hiring effort as the company seeks a broader national footprint. This push by U.S. Bancorp into business hubs in these regions is part of a wider shift by large banks toward faster growing areas. It can be useful to...

ZacksSep 1, 2026

Can USB Turn Its Business Banking Expansion Into Sustainable Growth?

U.S. Bancorp is broadening its business banking footprint with new markets, bankers and specialized offerings. Can expansion unlock stronger growth?

Motley FoolSep 1, 2026

Major Bank CEO Liquidates Over $1.7 Million Worth of Stock

Kedia exercised vested stock options at $55.01 per share and immediately sold them at $62.37, retaining a direct stake of 426,262 shares worth approximately $26.6 million.

24/7 Wall St.Sep 1, 2026

Skip the Regional Bank Basket: These 3 Dividend Stocks Look Stronger

KRE bundles roughly 140 regional banks into one tidy package, but that diversification comes at a quiet cost to dividend growth and total return that most income investors never stop to measure.

CRE DailySep 1, 2026

US Bancorp Expands Business Banking Into Growth States

US Bancorp expansion is accelerating with 50-plus new client-facing roles across Florida, Georgia, Texas, and Arizona this year.

American BankerAug 31, 2026

U.S. Bank's business banking expansion targets the Sun Belt

Florida, Georgia, Texas and Arizona are all states where U.S. Bank, which operates mainly in the Midwest and the West, sees growth opportunities.

StockStoryAug 31, 2026

Q2 Earnings Highlights: U.S. Bancorp (NYSE:USB) Vs The Rest Of The Diversified Banks Stocks

Looking back on diversified banks stocks’ Q2 earnings, we examine this quarter’s best and worst performers, including U.S. Bancorp (NYSE:USB) and its peers.

ZacksAug 28, 2026

USB or NTRS: Which Is the Better Value Stock Right Now?

USB vs. NTRS: Which Stock Is the Better Value Option?

Frequently Asked Questions

Common investor questions about U.S. Bancorp

U.S. Bancorp (USB) is currently trading at $63.53. The RSI (14-day) is at 55.5, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $70.32 implies 10.7% upside from current levels. Volatility is low at 17.9% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for U.S. Bancorp (USB): The trailing P/E ratio is 12.68, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 10.63, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 2.09, above 2.0, suggesting the stock may be overvalued relative to its expected growth. Price-to-Book is 1.63. Price-to-Sales is 3.62. Valuation should be compared to Banks - Regional industry peers for context, as different sectors trade at different multiples.

Based on 22 analysts covering USB, the consensus price target is $70.32. This represents a 10.7% upside from the current price of $63.53. The range spans from a low target of $65.00 to a high target of $77.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

Yes, U.S. Bancorp (USB) pays a dividend with a current yield of approximately 3.27%. The annualized dividend rate is $2.08 per share. The payout ratio is 41.5%, which is conservative and suggests the dividend is well-covered by earnings with room for future increases. The most recent ex-dividend date was 2026-06-30T00:00:00.000Z.

Key risks for U.S. Bancorp (USB) investors include: 1. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 2. Banks - Regional sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is U.S. Bancorp's (USB) current debt and financial health profile: Total debt stands at $99.70B. The company holds $70.38B in cash and equivalents.