Itaú Unibanco Holding S.A.(ITUB)
NASDAQ

Stock Overview & Analysis

$9.51
0.16 (1.71%)

Itaú Unibanco Holding S.A. (ITUB) quick overview 2026-02-20

  • The stock is currently trading at $9.51, experiencing a price strength within a larger uptrend—trading above its 50-day average while holding above the 200-day.
  • Analysts appear optimistic, with a 1-year price target of $8.33 (-12.4% upside).
  • Volatility is elevated (32.27% annualized), implying wide price swings.
  • The fundamental story is nuanced: solid revenue growth (11.00% YoY) alongside significant competitive pressures.

Here's What You Need to Know Right Now

Concise, actionable context

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target8.33-12.4%
Volatility (30d ann.)32.2686High
RSI (14-day)
71.78 (Neutral)
Debt$1.07T (N/A D/E)

Itaú Unibanco Holding S.A. - Historical Price & Volume

$9.51
+4.41 (+86.43%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$103.10B

Enterprise Value: $697.13B

P/E Ratio

12.14

Forward P/E: 9.83

Revenue Growth

+11.00%

Year over Year

Analyst Target

$8.33

+-12.4% upside potential

Key Investor Questions

Clarity over jargon

Is now a good time to buy?
  • Technicals say: Overbought (RSI 71.78)
  • Fundamentals say: Mixed signals (nuanced financial profile)
Can its core operations drive future growth?
  • Future growth will depend on performance in core Banks - Regional operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks?
  • $1.07T in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Banks - Regional.

Trading Range

52-Week Low$4.73
52-Week High$9.60
Current Price$9.51

Over the past year, the stock traded between $4.73 and $9.60—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility

30-Day Volatility32.27%
Beta0.20
RSI (14-day)71.78

With 32.27% annualized volatility and β=0.20, the stock exhibits low sensitivity to market moves—suitable for investors comfortable with active risk management.

Ownership Snapshot

Insider Ownership10.00%
Institutional Ownership29.29%
Shares Short35.83M

Lower institutional support combined with high short selling points to negative sentiment.

Analyst Sentiment

Mean Target
$8.33
Upside Potential
-12.4%
Recommendation
buy
The stock is trading above the mean analyst target of $8.33, suggesting it may be fully valued relative to current consensus estimates.

Latest News

Recent headlines and coverage

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BCS vs. ITUB: Which Stock Is the Better Value Option?

BCS vs. ITUB: Which Stock Is the Better Value Option?

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Nu Holdings Ltd. (NYSE:NU) is among the 12 Best Digital Currency and Payments Stocks to Buy Right Now. Bloomberg reported on February 5, 2026, that David Velez, CEO of Nu Holdings Ltd. (NYSE:NU), is working to expand Nubank, one of the most valuable financial firms in Latin America, to a global clientele of over 127 […]

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MarketBeatFeb 7, 2026

Itau Unibanco Q4 Earnings Call Highlights

Itau Unibanco (NYSE:ITUB) used its fourth-quarter 2025 earnings call to review full-year performance, outline priorities tied to a multi-year transformation program, and issue 2026 guidance while also flagging reporting reclassifications that will affect line-item comparability going forward. Strat

GuruFocus.comFeb 5, 2026

Itau Unibanco Holding SA (ITUB) Q4 2025 Earnings Call Highlights: Strong Loan Growth and ...

Itau Unibanco Holding SA (ITUB) reports robust loan portfolio growth and improved efficiency, while navigating challenges in a competitive and volatile market environment.

ZacksFeb 5, 2026

Itau Unibanco Q4 Earnings & Revenues Rise Y/Y, Expenses Up

ITUB's Q4 results benefit from higher revenues and a stronger financial margin. However, rising expenses remain a headwind despite improved efficiency.

Associated Press FinanceFeb 5, 2026

Banco Itau: Q4 Earnings Snapshot

SAO PAULO (AP) — Itau Unibanco Holding S.A. (ITUB) on Wednesday reported fourth-quarter earnings of $2.2 billion. The bank, based in Sao Paulo, said it had earnings of 17 cents per share. The results did not meet Wall Street expectations.

ZacksFeb 2, 2026

Are You Looking for a Top Momentum Pick? Why Banco Itau (ITUB) is a Great Choice

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ZacksFeb 2, 2026

Zacks Market Edge Highlights: Aris Mining, BHP and Itau Unibanco

Zacks Market Edge spotlights three Strong Buy stocks at 52-week highs in 2026, led by Aris Mining, BHP Group and Ita?? Unibanco.

Frequently Asked Questions

Common investor questions about Itaú Unibanco Holding S.A.

Itaú Unibanco Holding S.A. (ITUB) is currently trading at $9.51. The RSI (14-day) is at 71.8, indicating overbought territory (potentially overheated). Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $8.33 implies 12.4% downside from current levels. Volatility is moderate at 32.3% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for Itaú Unibanco Holding S.A. (ITUB): The trailing P/E ratio is 12.14, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 9.83, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 1.50, near 1.0, suggesting roughly fair value relative to growth. Price-to-Book is 2.63. Price-to-Sales is 0.74. Valuation should be compared to Banks - Regional industry peers for context, as different sectors trade at different multiples.

Based on 8 analysts covering ITUB, the consensus price target is $8.33. This represents a 12.4% downside from the current price of $9.51. The range spans from a low target of $6.10 to a high target of $9.40, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

Yes, Itaú Unibanco Holding S.A. (ITUB) pays a dividend with a current yield of approximately 42.00%. The annualized dividend rate is $2.96 per share. The payout ratio is 76.0%, which is relatively high—earnings cover the dividend but there's limited room for increases. The most recent ex-dividend date was 2026-03-03.

Key risks for Itaú Unibanco Holding S.A. (ITUB) investors include: 1. Moderate volatility (32.3% annualized)—price swings are notable. 2. Elevated short interest (66.0% of float) suggests significant bearish sentiment. 3. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 4. Banks - Regional sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is Itaú Unibanco Holding S.A.'s (ITUB) current debt and financial health profile: Total debt stands at $1.07T. The company holds $482.60B in cash and equivalents.