Nu Holdings Ltd.(NU)Stock Price & Analysis
NYSE

NU Stock Price Today (October 2026) — Nu Holdings Ltd. Analysis & Key Metrics 2026-10-20

Nu Holdings Ltd. (NU) is trading at $15.09, up 4.00% today (as of October 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Financial Services growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $18.77 (24.4% upside).
  • Volatility is high (56.15% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (52.10% YoY) alongside competitive pressures in the Banks - Regional space.

NU Stock Analysis: Key Metrics & Valuation (October 2026)

Concise, actionable data for investors

Trend posture
Uptrend: above 50- and 200-day averages
Analyst 1Y target$18.77+24.4%
Volatility (30d ann.)56.15%High
RSI (14-day)
55.45 (Neutral)
Debt$5.90B (N/A D/E)

Nu Holdings Ltd. - Historical Price & Volume

$15.09
+0.55 (+3.78%)
  • Price
  • Volume
  • Latest price
Range: 2Y

Market Cap

$72.90B

Enterprise Value: $63.62B

P/E Ratio

19.74

Forward P/E: 12.69

Revenue Growth

+52.10%

Year over Year

Analyst Target

$18.77

+24.4% upside potential

Key Investor Questions About NU

What investors need to know before buying

Is it a good time to buy NU stock?

Based on current market data, NU presents a neutral technical setup with mixed signals fundamentals.

  • Technicals say: Neutral (RSI 55.45)
  • Fundamentals say: Mixed signals (nuanced financial profile)
Can NU sustain revenue growth in the Banks - Regional market?

NU's growth trajectory depends on its ability to expand within the Banks - Regional sector while managing margin pressures.

  • Future growth will depend on performance in core Banks - Regional operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing NU stock?

The primary risks for NU investors include debt exposure and competitive dynamics in the Banks - Regional industry.

  • $5.90B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Banks - Regional.

52-Week Trading Range

52-Week Low$11.20
52-Week High$18.98
Current Price$15.09

Over the past year, NU stock traded between $11.20 and $18.98 and currently trades in the middle of that range. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility56.15%
Beta1.43
RSI (14-day)55.45

With 56.15% annualized volatility and β=1.43, the stock exhibits high sensitivity to market moves—making NU suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership2.07%
Institutional Ownership82.41%
Shares Short134.58M

High institutional ownership with low short interest suggests steadier hands and low immediate risk.

Analyst Sentiment & Price Targets

Mean Target
$18.77
Upside Potential
+24.4%
Recommendation
buy
Analysts see strong upside potential with a target of $18.77. The 24.4% upside suggests optimistic growth expectations.

Earnings snapshot

Next report Nov 12, 2026 (after the close, usually)

EPS beat rate
42% (5/12)
Avg move after earnings
±6.0%
Options-implied move
—
Options vs history
—
NU earnings history, charts and expected move

Frequently Asked Questions

Common investor questions about Nu Holdings Ltd.

Nu Holdings Ltd. (NU) is currently trading at $15.09. The RSI (14-day) is at 55.4, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $18.77 implies 24.4% upside from current levels. Volatility is high at 56.1% annualized, meaning significant price swings are common. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for Nu Holdings Ltd. (NU): The trailing P/E ratio is 19.74, which is in line with broader market averages. The forward P/E is 12.69, lower than the trailing P/E, suggesting analysts expect earnings improvement. Price-to-Book is 5.57. Price-to-Sales is 6.50. Valuation should be compared to Banks - Regional industry peers for context, as different sectors trade at different multiples.

Based on 22 analysts covering NU, the consensus price target is $18.77. This represents a 24.4% upside from the current price of $15.09. The range spans from a low target of $12.00 to a high target of $23.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

Nu Holdings Ltd. (NU) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.

Key risks for Nu Holdings Ltd. (NU) investors include: 1. High volatility (56.1% annualized)—the stock can experience significant daily price swings. 2. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 3. Banks - Regional sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is Nu Holdings Ltd.'s (NU) current debt and financial health profile: Total debt stands at $5.90B. The company holds $15.17B in cash and equivalents.