NU Stock Price Today (September 2026) — Nu Holdings Ltd. Analysis & Key Metrics 2026-09-03
Nu Holdings Ltd. (NU) is trading at $15.68, up 1.82% today (as of September 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Financial Services growth opportunities.
- According to consensus analyst estimates, the 1-year price target is $18.78 (19.8% upside).
- Volatility remains elevated (37.99% annualized), implying wide price swings for short-term traders.
- The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (52.10% YoY) alongside significant competitive pressures.
NU Stock Analysis: Key Metrics & Valuation (September 2026)
Concise, actionable data for investors
Nu Holdings Ltd. - Historical Price & Volume
Market Cap
Enterprise Value: $59.81B
P/E Ratio
Forward P/E: 12.69
Revenue Growth
Year over Year
Analyst Target
+19.8% upside potential
Key Investor Questions About NU
What investors need to know before buying
Based on current market data, NU presents a neutral technical setup with mixed signals fundamentals.
- Technicals say: Neutral (RSI 65.45)
- Fundamentals say: Mixed signals (nuanced financial profile)
NU's growth trajectory depends on its ability to expand within the Banks - Regional sector while managing margin pressures.
- Future growth will depend on performance in core Banks - Regional operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
The primary risks for NU investors include debt exposure and competitive dynamics in the Banks - Regional industry.
- $5.90B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Banks - Regional.
52-Week Trading Range
Over the past year, NU stock traded between $11.20 and $18.98—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.
Volatility & Risk Profile
With 37.99% annualized volatility and β=1.20, the stock exhibits high sensitivity to market moves—making NU suitable for investors comfortable with active risk management.
Institutional & Insider Ownership
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment & Price Targets
Latest News & Headlines
Recent headlines and coverage
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Q1 Earnings Highlights: Nubank (NYSE:NU) Vs The Rest Of The Personal Loan Stocks
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Nubank’s (NU) First Billion-Dollar Quarter Comes With New Questions
On August 13, Nu Holdings Ltd. (NYSE:NU) reported second-quarter results built around a number the digital bank had never posted before: $1.1 billion in net income, up 49% year over year and 17% from the first quarter. The company also crossed 139 million customers across Brazil, Mexico and Colombia, and a newly approved banking license […]
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Frequently Asked Questions
Common investor questions about Nu Holdings Ltd.
Nu Holdings Ltd. (NU) is currently trading at $15.68. The RSI (14-day) is at 65.4, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $18.78 implies 19.8% upside from current levels. Volatility is moderate at 38.0% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for Nu Holdings Ltd. (NU): The trailing P/E ratio is 21.48, which is in line with broader market averages. The forward P/E is 12.69, lower than the trailing P/E, suggesting analysts expect earnings improvement. Price-to-Book is 6.06. Price-to-Sales is 7.07. Valuation should be compared to Banks - Regional industry peers for context, as different sectors trade at different multiples.
Based on 22 analysts covering NU, the consensus price target is $18.78. This represents a 19.8% upside from the current price of $15.68. The range spans from a low target of $10.00 to a high target of $23.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Nu Holdings Ltd. (NU) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.
Key risks for Nu Holdings Ltd. (NU) investors include: 1. Moderate volatility (38.0% annualized)—price swings are notable. 2. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 3. Banks - Regional sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is Nu Holdings Ltd.'s (NU) current debt and financial health profile: Total debt stands at $5.90B. The company holds $15.17B in cash and equivalents.