Nu Holdings Ltd.(NU)NASDAQ
Stock Overview & Analysis
Nu Holdings Ltd. (NU) quick overview 2026-02-20
- The stock is currently trading at $17.53, experiencing a price strength within a larger uptrend—trading above its 50-day average while holding above the 200-day.
- Analysts appear optimistic, with a 1-year price target of $19.99 (14.0% upside).
- Volatility is elevated (32.75% annualized), implying wide price swings.
- The fundamental story is nuanced: solid revenue growth (36.30% YoY) alongside significant competitive pressures.
Here's What You Need to Know Right Now
Concise, actionable context
Nu Holdings Ltd. - Historical Price & Volume
Market Cap
Enterprise Value: $73.30B
P/E Ratio
Forward P/E: 18.96
Revenue Growth
Year over Year
Analyst Target
+14.0% upside potential
Key Investor Questions
Clarity over jargon
- Technicals say: Neutral (RSI 55.01)
- Fundamentals say: Mixed signals (nuanced financial profile)
- Future growth will depend on performance in core Banks - Regional operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
- $4.78B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Banks - Regional.
Trading Range
Over the past year, the stock traded between $9.01 and $18.98—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.
Volatility
With 32.75% annualized volatility and β=1.08, the stock exhibits moderate correlation to market moves—suitable for investors comfortable with active risk management.
Ownership Snapshot
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment
Latest News
Recent headlines and coverage
Where Will Nu Holdings Be in 10 Years?
Nu Holdings has conquered Brazil. Now, it wants the rest of the world.
Rapid Customer Growth Powers Nu Holdings' Market Dominance
NU hits 127M customers, drives 39% revenue jump as Brazil adoption tops 60%, fueling a 60% stock surge in a year, adding 4.3M users and $4.2B Q3 revenue.
Nu Holdings Ltd (NU) Expands Offices and Global Brand Reach
Nu Holdings Ltd (NYSE:NU) is one of the best emerging markets stocks to buy right now. On January 26, Nubank announced it will invest about R$ 2.5 billion (~USD 475 million) over the next five years to expand and improve its offices in Brazil. The company plans to enhance its workspace capacity in São Paulo, […]
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In recent weeks, analysts have highlighted Chubb’s strong Q4 results, record-low combined ratio, and broad segment contributions, alongside expanding investment income and momentum in its U.S. agriculture business. They have also focused on Chubb’s push into faster-growing markets, including majority ownership of China’s Huatai Insurance Group and a fully digital life insurance offering with Nubank in Brazil, which together reshape the company’s global footprint. We’ll now examine how...
Druckenmiller’s Firm Bets on Brazil Stocks, U.S. Financials, and Airlines
A quarterly regulatory filing disclosed increased stakes in Google and Amazon as of the end of December.
Here’s What You Need to Know Ahead of Nu Holdings Ltd’s (NU) FQ4 2025 Earnings
Nu Holdings Ltd. (NYSE:NU) is one of the Best Performing Foreign Stocks to Buy Now. Nu Holdings Ltd. (NYSE:NU) is set to release its fiscal Q4 2025 earnings on February 25. Wall Street maintains a bullish sentiment, with 79% of the 19 analysts covering the stock having a Buy rating. Recently, on January 27, James […]
Frequently Asked Questions
Common investor questions about Nu Holdings Ltd.
Nu Holdings Ltd. (NU) is currently trading at $17.53. The RSI (14-day) is at 55.0, indicating neutral territory. Wall Street analysts have a consensus "strong_buy" recommendation. The mean analyst price target of $19.99 implies 14.0% upside from current levels. Volatility is moderate at 32.8% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for Nu Holdings Ltd. (NU): The trailing P/E ratio is 33.23, which is above the market average, indicating investors are pricing in higher growth expectations. The forward P/E is 18.96, lower than the trailing P/E, suggesting analysts expect earnings improvement. Price-to-Book is 7.93. Price-to-Sales is 13.16. Valuation should be compared to Banks - Regional industry peers for context, as different sectors trade at different multiples.
Based on 18 analysts covering NU, the consensus price target is $19.99. This represents a 14.0% upside from the current price of $17.53. The range spans from a low target of $17.00 to a high target of $22.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "strong_buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Nu Holdings Ltd. (NU) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.
Key risks for Nu Holdings Ltd. (NU) investors include: 1. Moderate volatility (32.8% annualized)—price swings are notable. 2. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 3. Banks - Regional sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is Nu Holdings Ltd.'s (NU) current debt and financial health profile: Total debt stands at $4.78B. The company holds $14.68B in cash and equivalents.