Capital One Financial Corporation(COF)
NASDAQ

COF Stock Analysis — September 2026

$220.50
3.90 (1.80%)

COF Stock Price Today (September 2026) — Capital One Financial Corporation Analysis & Key Metrics 2026-09-03

Capital One Financial Corporation (COF) is trading at $220.50, up 1.80% today (as of September 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Financial Services growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $256.95 (16.5% upside).
  • Volatility remains elevated (22.62% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (11.11% YoY) alongside significant competitive pressures.

COF Stock Analysis: Key Metrics & Valuation (September 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target256.954616.5%
Volatility (30d ann.)22.6183High
RSI (14-day)
58.04 (Neutral)
Debt$48.99B (N/A D/E)

Capital One Financial Corporation - Historical Price & Volume

$220.50
+81.78 (+58.96%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$131.60B

Enterprise Value: $135.48B

P/E Ratio

12.21

Forward P/E: 8.93

Revenue Growth

+11.11%

Year over Year

Analyst Target

$256.95

+16.5% upside potential

Key Investor Questions About COF

What investors need to know before buying

Is it a good time to buy COF stock?

Based on current market data, COF presents a neutral technical setup with mixed signals fundamentals.

  • Technicals say: Neutral (RSI 58.04)
  • Fundamentals say: Mixed signals (nuanced financial profile)
Can COF sustain revenue growth in the Credit Services market?

COF's growth trajectory depends on its ability to expand within the Credit Services sector while managing margin pressures.

  • Future growth will depend on performance in core Credit Services operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing COF stock?

The primary risks for COF investors include debt exposure and competitive dynamics in the Credit Services industry.

  • $48.99B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Credit Services.

52-Week Trading Range

52-Week Low$174.24
52-Week High$259.64
Current Price$220.50

Over the past year, COF stock traded between $174.24 and $259.64—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility22.62%
Beta1.48
RSI (14-day)58.04

With 22.62% annualized volatility and β=1.48, the stock exhibits high sensitivity to market moves—making COF suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership1.90%
Institutional Ownership88.53%
Shares Short12.88M

High institutional backing, but elevated short interest signals a potential battleground stock.

Analyst Sentiment & Price Targets

Mean Target
$256.95
Upside Potential
16.5%
Recommendation
buy
Analysts maintain moderate optimism with a $256.95 target, indicating16.5% upside potential.

Latest News & Headlines

Recent headlines and coverage

ZacksSep 3, 2026

Snowflake (SNOW) Stock Soars 16% After Q2 Earnings: Is It Still a Buy?

Snowflake stock surged 16% in Thursday's trading session after the cloud-data leader crushed its Q2 expectations yesterday evening and raised its full-year outlook.

Simply Wall St.Sep 3, 2026

Is Capital One Financial (COF) Undervalued As It Redeems Its Series M Preferred Stock?

Capital One Financial (COF) is in focus after deciding to redeem and eliminate its Series M preferred stock, followed by a formal Certificate of Elimination filing. This move reshapes the company’s capital structure and preferred equity profile. At a latest share price of $216.60, Capital One Financial has seen the 90 day share price return climb 18.23%, while the year to date share price return is down 12.64% and the 3 year total shareholder return is 123.63%, which points to momentum...

MT NewswiresSep 2, 2026

Sector Update: Financial Stocks Higher Late Afternoon

Financial stocks were advancing late Wednesday afternoon, with the NYSE Financial Index adding 1% an

MT NewswiresSep 2, 2026

Market Chatter: Capital One Pressed by Democratic Senator for Details on Trump Account Anti-Money Laundering Review

Capital One Financial (COF) was pressed by Democratic Senator Maggie Hassan for details about an int

Yahoo Finance VideoSep 2, 2026

Wall Street firms are all in on a stablecoin launch

Scott Melker discusses how Wall Street banks and institutions are stepping up their efforts to launch US dollar stablecoins. "The Daily Wolf with Scott Melker" airs every day at 12:00 p.m. Tune in for your daily dose of all things crypto. Make sure to also check out Yahoo Finance's new crypto hub to find the latest crypto-related news.

GuruFocus.comSep 2, 2026

Goldman, Citi and BofA Are Building Their Own Stablecoin

Twenty-one global financial institutions plan to launch a dollar-backed digital token in the first half of 2027.

24/7 Wall St.Sep 2, 2026

Goldman Sachs Says Hedge Funds and Mutual Funds Love These 4 Dividend-Paying Financials

Goldman Sachs just combed through $10 trillion in equity positions and found a surprising overlap between hedge fund and mutual fund portfolios, and the shared favorites reveal a clear conviction about where institutional money expects the biggest returns.

FastCompanySep 2, 2026

How this Buffalo-based bank is using tech as a competitive edge

Michael Wisler, M&T Bank’s CIO, has transformed the regional bank’s operations by bringing tech teams in-house and finding ways to make AI work for customers.

StockStorySep 2, 2026

1 Large-Cap Stock with Exciting Potential and 2 We Find Risky

Large-cap stocks have the power to shape entire industries thanks to their size and widespread influence. With such vast footprints, however, finding new areas for growth is much harder than for smaller, more agile players.

InvestopediaSep 1, 2026

Big Banks, Financial Giants Eye Crypto Market With Planned Stablecoin

Big banks and other financial institutions want to launch their own cryptocurrency.

Frequently Asked Questions

Common investor questions about Capital One Financial Corporation

Capital One Financial Corporation (COF) is currently trading at $220.50. The RSI (14-day) is at 58.0, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $256.95 implies 16.5% upside from current levels. Volatility is moderate at 22.6% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for Capital One Financial Corporation (COF): The trailing P/E ratio is 12.21, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 8.93, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 0.23, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 1.31. Price-to-Sales is 2.81. Valuation should be compared to Credit Services industry peers for context, as different sectors trade at different multiples.

Based on 22 analysts covering COF, the consensus price target is $256.95. This represents a 16.5% upside from the current price of $220.50. The range spans from a low target of $214.00 to a high target of $300.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

Yes, Capital One Financial Corporation (COF) pays a dividend with a current yield of approximately 1.45%. The annualized dividend rate is $3.00 per share. The payout ratio is 16.5%, which is conservative and suggests the dividend is well-covered by earnings with room for future increases. The most recent ex-dividend date was 2026-08-17T00:00:00.000Z.

Key risks for Capital One Financial Corporation (COF) investors include: 1. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 2. Credit Services sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is Capital One Financial Corporation's (COF) current debt and financial health profile: Total debt stands at $48.99B. The company holds $56.64B in cash and equivalents.