PYPL Stock Price Today (October 2026) — PayPal Holdings, Inc. Analysis & Key Metrics 2026-10-20
PayPal Holdings, Inc. (PYPL) is trading at $57.14, up 1.11% today (as of October 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Financial Services growth opportunities.
- According to consensus analyst estimates, the 1-year price target is $56.74 (0.7% downside).
- Volatility is low (13.89% annualized), implying relatively contained price movements for short-term traders.
- The fundamental picture, based on the latest financial filings, is nuanced: steady revenue (4.80% YoY) alongside competitive pressures in the Credit Services space.
PYPL Stock Analysis: Key Metrics & Valuation (October 2026)
Concise, actionable data for investors
PayPal Holdings, Inc. - Historical Price & Volume
- Price
- Volume
- Latest price
Market Cap
Enterprise Value: $51.85B
P/E Ratio
Forward P/E: 9.09
Revenue Growth
Year over Year
Analyst Target
-0.7% downside from target
Key Investor Questions About PYPL
What investors need to know before buying
Based on current market data, PYPL presents a neutral technical setup with mixed signals fundamentals.
- Technicals say: Neutral (RSI 66.88)
- Fundamentals say: Mixed signals (nuanced financial profile)
PYPL's growth trajectory depends on its ability to expand within the Credit Services sector while managing margin pressures.
- Future growth will depend on performance in core Credit Services operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
The primary risks for PYPL investors include debt exposure and competitive dynamics in the Credit Services industry.
- $14.22B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Credit Services.
52-Week Trading Range
Over the past year, PYPL stock traded between $38.46 and $79.22 and currently trades in the middle of that range. Big swings are less likely unless a major catalyst emerges.
Volatility & Risk Profile
With 13.89% annualized volatility and β=1.18, the stock exhibits high sensitivity to market moves—making PYPL suitable for investors comfortable with active risk management.
Institutional & Insider Ownership
High institutional ownership with low short interest suggests steadier hands and low immediate risk.
Analyst Sentiment & Price Targets
Latest News & Headlines
Recent headlines, coverage and TickZen analysis
Market news
Should You Invest $1,000 in PayPal (PYPL) Right Now?
Is Amazon still sending FTC refunds to Prime customers?
The Holiday Fraud Test Is Weeks Away and the Agent Stack Isn’t Ready
PayPal isn’t agile enough, CEO says
Mastercard Expands Stablecoin Reach With New Money Platform
Latest TickZen Insights
All insights →No TickZen article on PYPL yet. Our newest analysis:
Explore More Analysis for PYPL
Additional research, tools, and technical breakdowns
Stock Analyzer Report
Deep-dive automated research and stock rating report.
DCF Fair Value Calculator
Discounted cash flow model and intrinsic value projection.
AI Price Predictions
Multi-scenario price predictions and consensus targets.
Insider Activity Tracker
Track buying/selling behavior of corporate insiders.
Earnings Calendar
Track upcoming and historical corporate earnings reports.
Market Insights & Research
Read the latest analysis articles and expert research.
Earnings snapshot
Next report Oct 27, 2026 (before the open)
Frequently Asked Questions
Common investor questions about PayPal Holdings, Inc.
PayPal Holdings, Inc. (PYPL) is currently trading at $57.14. The RSI (14-day) is at 66.9, indicating neutral territory. Wall Street analysts have a consensus "hold" recommendation. The mean analyst price target of $56.74 implies 0.7% downside from current levels. Volatility is low at 13.9% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for PayPal Holdings, Inc. (PYPL): The trailing P/E ratio is 10.21, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 9.09, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 1.13, near 1.0, suggesting roughly fair value relative to growth. Price-to-Book is 2.35. Price-to-Sales is 1.35. Valuation should be compared to Credit Services industry peers for context, as different sectors trade at different multiples.
Based on 33 analysts covering PYPL, the consensus price target is $56.74. This represents a 0.7% downside from the current price of $57.14. The range spans from a low target of $36.00 to a high target of $80.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "hold". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Yes, PayPal Holdings, Inc. (PYPL) pays a dividend with a current yield of approximately 0.98%. The annualized dividend rate is $0.56 per share. The payout ratio is 7.9%, which is conservative and suggests the dividend is well-covered by earnings with room for future increases. The most recent ex-dividend date was Sep 4, 2026.
Key risks for PayPal Holdings, Inc. (PYPL) investors include: 1. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 2. Credit Services sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is PayPal Holdings, Inc.'s (PYPL) current debt and financial health profile: Total debt stands at $14.22B. The debt-to-equity ratio is 0.72x, which is moderate and generally manageable for most companies. The current ratio is 1.29, indicating adequate short-term liquidity. The quick ratio is 0.25. The company holds $11.26B in cash and equivalents. Free cash flow is positive at $4.42B, providing a cushion for debt servicing and shareholder returns.