BILL Holdings, Inc.(BILL)Stock Price & Analysis
NYSE

BILL Stock Price Today (October 2026) — BILL Holdings, Inc. Analysis & Key Metrics 2026-10-21

BILL Holdings, Inc. (BILL) is trading at $49.09, up 7.44% today (as of October 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Technology growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $57.00 (16.1% upside).
  • Volatility is moderate (36.89% annualized), implying notable price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (13.80% YoY) alongside competitive pressures in the Software - Application space.

BILL Stock Analysis: Key Metrics & Valuation (October 2026)

Concise, actionable data for investors

Trend posture
Uptrend: above 50- and 200-day averages
Analyst 1Y target$57.00+16.1%
Volatility (30d ann.)36.89%Moderate
RSI (14-day)
68.25 (Neutral)
Debt$1.90B (0.54x D/E)

BILL Holdings, Inc. - Historical Price & Volume

$49.09
-7.94 (-13.92%)
  • Price
  • Volume
  • Latest price
Range: 2Y

Market Cap

$4.19B

Enterprise Value: $4.15B

P/E Ratio

N/A

Forward P/E: 11.32

Revenue Growth

+13.80%

Year over Year

Analyst Target

$57.00

+16.1% upside potential

Key Investor Questions About BILL

What investors need to know before buying

Is it a good time to buy BILL stock?

Based on current market data, BILL presents a neutral technical setup with looking solid fundamentals.

  • Technicals say: Neutral (RSI 68.25)
  • Fundamentals say: Looking solid (debt and growth supportive)
Can BILL sustain revenue growth in the Software - Application market?

BILL's growth trajectory depends on its ability to expand within the Software - Application sector while managing margin pressures.

  • Future growth will depend on performance in core Software - Application operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing BILL stock?

The primary risks for BILL investors include debt exposure and competitive dynamics in the Software - Application industry.

  • $1.90B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Software - Application.

52-Week Trading Range

52-Week Low$31.41
52-Week High$57.21
Current Price$49.09

Over the past year, BILL stock traded between $31.41 and $57.21 and currently trades in the middle of that range. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility36.89%
Beta1.54
RSI (14-day)68.25

With 36.89% annualized volatility and β=1.54, the stock exhibits high sensitivity to market moves—making BILL suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership4.23%
Institutional OwnershipN/A
Shares Short10.68M

Lower institutional support combined with high short selling points to negative sentiment.

Analyst Sentiment & Price Targets

Mean Target
$57.00
Upside Potential
+16.1%
Recommendation
buy
Analysts maintain moderate optimism with a $57.00 target, indicating16.1% upside potential.

Earnings snapshot

Next report Nov 5, 2026 (after the close, usually)

EPS beat rate
100% (12/12)
Avg move after earnings
±15.4%
Options-implied move
—
Options vs history
—
BILL earnings history, charts and expected move

Frequently Asked Questions

Common investor questions about BILL Holdings, Inc.

BILL Holdings, Inc. (BILL) is currently trading at $49.09. The RSI (14-day) is at 68.3, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $57.00 implies 16.1% upside from current levels. Volatility is moderate at 36.9% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for BILL Holdings, Inc. (BILL): The trailing P/E ratio is not available (the company may not be profitable). The forward P/E is 11.32. The PEG ratio is 0.48, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 1.30. Price-to-Sales is 2.99. Valuation should be compared to Software - Application industry peers for context, as different sectors trade at different multiples.

Based on 20 analysts covering BILL, the consensus price target is $57.00. This represents a 16.1% upside from the current price of $49.09. The range spans from a low target of $43.00 to a high target of $75.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

BILL Holdings, Inc. (BILL) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.

Key risks for BILL Holdings, Inc. (BILL) investors include: 1. Moderate volatility (36.9% annualized)—price swings are notable. 2. The company is not currently profitable on a trailing basis, which creates earnings uncertainty. 3. Elevated short interest (17.1% of float) suggests significant bearish sentiment. 4. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 5. Software - Application sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is BILL Holdings, Inc.'s (BILL) current debt and financial health profile: Total debt stands at $1.90B. The debt-to-equity ratio is 0.54x, which is moderate and generally manageable for most companies. The current ratio is 1.51, indicating strong short-term liquidity. The quick ratio is 0.57. The company holds $1.94B in cash and equivalents. Free cash flow is positive at $222.84M, providing a cushion for debt servicing and shareholder returns.