BILL Holdings, Inc.(BILL)
NASDAQ

BILL Stock Analysis — September 2026

$50.86
2.10 (4.31%)

BILL Stock Price Today (September 2026) — BILL Holdings, Inc. Analysis & Key Metrics 2026-09-03

BILL Holdings, Inc. (BILL) is trading at $50.86, up 4.31% today (as of September 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Technology growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $56.90 (11.9% upside).
  • Volatility remains elevated (30.65% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (13.80% YoY) alongside significant competitive pressures.

BILL Stock Analysis: Key Metrics & Valuation (September 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target56.911.9%
Volatility (30d ann.)30.6521High
RSI (14-day)
61.24 (Neutral)
Debt$1.90B (53.74 D/E)

BILL Holdings, Inc. - Historical Price & Volume

$50.86
-5.16 (-9.21%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$4.90B

Enterprise Value: $4.25B

P/E Ratio

-462.36

Forward P/E: 11.32

Revenue Growth

+13.80%

Year over Year

Analyst Target

$56.90

+11.9% upside potential

Key Investor Questions About BILL

What investors need to know before buying

Is it a good time to buy BILL stock?

Based on current market data, BILL presents a neutral technical setup with caution warranted fundamentals.

  • Technicals say: Neutral (RSI 61.24)
  • Fundamentals say: Caution warranted (high leverage concerns)
Can BILL sustain revenue growth in the Software - Application market?

BILL's growth trajectory depends on its ability to expand within the Software - Application sector while managing margin pressures.

  • Future growth will depend on performance in core Software - Application operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing BILL stock?

The primary risks for BILL investors include debt exposure and competitive dynamics in the Software - Application industry.

  • $1.90B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Software - Application.

52-Week Trading Range

52-Week Low$31.41
52-Week High$57.21
Current Price$50.86

Over the past year, BILL stock traded between $31.41 and $57.21—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility30.65%
Beta1.62
RSI (14-day)61.24

With 30.65% annualized volatility and β=1.62, the stock exhibits high sensitivity to market moves—making BILL suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership4.27%
Institutional Ownership118.10%
Shares Short10.55M

High institutional backing, but elevated short interest signals a potential battleground stock.

Analyst Sentiment & Price Targets

Mean Target
$56.90
Upside Potential
11.9%
Recommendation
buy
Analysts maintain moderate optimism with a $56.90 target, indicating11.9% upside potential.

Latest News & Headlines

Recent headlines and coverage

Simply Wall St.Sep 3, 2026

BILL Holdings (BILL) Stock Still Looks Undervalued Despite An 84% Fall

BILL Holdings has had a very weak share price record over the past five years, yet the current checks on its intrinsic value and market multiples both point to a stock that screens as cheap relative to those estimates. For investors, the question is whether that gap is a genuine opportunity or a reflection of ongoing concerns about the business. The share price has fallen about 83.6% over the past five years, which means any perceived mispricing now carries extra weight for long term...

StockStorySep 1, 2026

Q2 Earnings Highlights: BILL (NYSE:BILL) Vs The Rest Of The Finance and HR Software Stocks

Wrapping up Q2 earnings, we look at the numbers and key takeaways for the finance and hr software stocks, including BILL (NYSE:BILL) and its peers.

TrefisAug 31, 2026

The Bill For Oracle's AI Build Arrived Before The Revenue

Record bookings are not near-term revenue, and the spending needed to serve them lands first.

Motley FoolAug 31, 2026

Bill.com's $1 Billion Buyback Is a Big Vote of Confidence

This under-the-radar fintech stock boasts a Superscore of 77 from our Hidden Gems Primary database, part of The Motley Fool's Moneyball Database system. Here's why.

ZacksAug 31, 2026

BILL Holdings (BILL)'s Technical Outlook is Bright After Key Golden Cross

Should investors be excited or worried when a stock's 50-day simple moving average crosses above the 200-day simple moving average?

ZacksAug 31, 2026

Looking for Earnings Beat? Buy These 5 Top-Ranked Stocks

Top-ranked stocks ALL, W, BILL, TWLO and CRBU are likely to beat on the bottom line in their upcoming releases.

Insider MonkeyAug 28, 2026

Bill Holdings (BILL) Leans On AI To Power Its Next Chapter

On August 19, Bill Holdings (NYSE:BILL) reported fiscal fourth-quarter results that doubled as an argument for its own reinvention. Core revenue climbed 16% year over year to $400.5 million, but the more telling number was how much of that fell to the bottom line: non-GAAP operating margin expanded 860 basis points to 23%. The bigger […]

ZacksAug 28, 2026

Can BILL Holdings (BILL) Run Higher on Rising Earnings Estimates?

BILL Holdings (BILL) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

StockStoryAug 26, 2026

The Top 5 Analyst Questions From BILL’s Q2 Earnings Call

BILL’s second quarter results received a positive response from the market, driven by strong adoption of its AI-driven features and a shift in customer acquisition strategy. Management highlighted ongoing traction for its integrated financial automation platform, with CEO René Lacerte noting that over 175,000 businesses now use BILL’s AI agents to streamline financial tasks. The quarter was also marked by a significant organizational restructuring that included leadership changes and a new go-to

Insider MonkeyAug 25, 2026

BILL (BILL) Expanded Non-GAAP Operating Profit While Reported Business Metric Fell. Has its Efficiency Push Gone Too Far?

BILL Holdings, Inc. (NYSE:BILL) finished fiscal 2026 with stronger revenue and sharply higher non-GAAP profitability, but its aggregate business metric moved in the opposite direction. Fourth-quarter revenue increased 14% year over year to $436.2 million, while core revenue—subscription and transaction fees—grew 16% to $400.5 million. Non-GAAP operating income at BILL Holdings, Inc. (NYSE:BILL) climbed 80% […]

Frequently Asked Questions

Common investor questions about BILL Holdings, Inc.

BILL Holdings, Inc. (BILL) is currently trading at $50.86. The RSI (14-day) is at 61.2, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $56.90 implies 11.9% upside from current levels. Volatility is moderate at 30.7% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for BILL Holdings, Inc. (BILL): The trailing P/E ratio is -462.36, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 11.32. The PEG ratio is 0.48, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 1.33. Price-to-Sales is 3.06. Valuation should be compared to Software - Application industry peers for context, as different sectors trade at different multiples.

Based on 20 analysts covering BILL, the consensus price target is $56.90. This represents a 11.9% upside from the current price of $50.86. The range spans from a low target of $43.00 to a high target of $75.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

BILL Holdings, Inc. (BILL) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.

Key risks for BILL Holdings, Inc. (BILL) investors include: 1. Moderate volatility (30.7% annualized)—price swings are notable. 2. Elevated short interest (13.8% of float) suggests significant bearish sentiment. 3. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 4. Software - Application sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is BILL Holdings, Inc.'s (BILL) current debt and financial health profile: Total debt stands at $1.90B. The debt-to-equity ratio is 53.74, which is moderate and generally manageable for most companies. The current ratio is 1.51, indicating strong short-term liquidity. The quick ratio is 0.57. The company holds $1.94B in cash and equivalents. Free cash flow is positive at $222.84M, providing a cushion for debt servicing and shareholder returns.