BILL Holdings, Inc.(BILL)
NASDAQ

BILL Stock Analysis — May 2026

$36.14
-0.31 (-0.85%)

BILL Stock Price Today (May 2026) — BILL Holdings, Inc. Analysis & Key Metrics 2026-05-22

BILL Holdings, Inc. (BILL) is trading at $36.14, down 0.85% today (as of May 2026). The stock continues to show pressure below major moving averages, attracting attention from investors looking for Technology growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $53.86 (49.0% upside).
  • Volatility remains elevated (51.38% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (14.40% YoY) alongside significant competitive pressures.

BILL Stock Analysis: Key Metrics & Valuation (May 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target53.8649.0%
Volatility (30d ann.)51.3789High
RSI (14-day)
36.09 (Neutral)
Debt$1.89B (49.57 D/E)

BILL Holdings, Inc. - Historical Price & Volume

$36.14
-16.02 (-30.71%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$3.85B

Enterprise Value: $3.31B

P/E Ratio

N/A

Forward P/E: 14.35

Revenue Growth

+14.40%

Year over Year

Analyst Target

$53.86

+49.0% upside potential

Key Investor Questions About BILL

What investors need to know before buying

Is it a good time to buy BILL stock?

Based on current market data, BILL presents a neutral technical setup with caution warranted fundamentals.

  • Technicals say: Neutral (RSI 36.09)
  • Fundamentals say: Caution warranted (high leverage concerns)
Can BILL sustain revenue growth in the Software - Application market?

BILL's growth trajectory depends on its ability to expand within the Software - Application sector while managing margin pressures.

  • Future growth will depend on performance in core Software - Application operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing BILL stock?

The primary risks for BILL investors include debt exposure and competitive dynamics in the Software - Application industry.

  • $1.89B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Software - Application.

52-Week Trading Range

52-Week Low$34.44
52-Week High$57.21
Current Price$36.14

Over the past year, BILL stock traded between $34.44 and $57.21—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility51.38%
Beta1.22
RSI (14-day)36.09

With 51.38% annualized volatility and β=1.22, the stock exhibits high sensitivity to market moves—making BILL suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership12.36%
Institutional Ownership110.41%
Shares Short13.56M

High institutional backing, but elevated short interest signals a potential battleground stock.

Analyst Sentiment & Price Targets

Mean Target
$53.86
Upside Potential
49.0%
Recommendation
buy
Analysts see strong upside potential with a target of $53.86. The 49.0% upside suggests optimistic growth expectations.

Latest News & Headlines

Recent headlines and coverage

Motley FoolMay 24, 2026

Why This Fund Sold $11 Million of BILL Stock Despite a $1 Billion Buyback Plan

This cloud-based fintech firm delivers automation solutions for back-office financial operations, targeting small and midsize businesses.

ZacksMay 22, 2026

5 Reasons to Add BILL Holdings Stock to Your Portfolio Right Now

BILL's SMB finance platform keeps expanding with new products, AI automation, partner reach and a $1B buyback despite macro risks.

Barrons.comMay 21, 2026

Elliott Management Exits Two Tech Stocks and Boosts Its Hewlett Packard Enterprise Stake

Activist hedge fund Elliott Management increased its position in Hewlett Packard Enterprise while exiting investments in Bill Holdings and Sensata Technologies during the first quarter.

ZacksMay 19, 2026

5 Mid-Cap AI Infrastructure Stocks to Buy With Deep Discounted Value

Five mid-cap AI infrastructure stocks, including BILL, PCTY, TDC, VSH and QRVO, offer discounted valuations amid rising AI demand.

Motley FoolMay 18, 2026

This Fintech Stock Fell 17% Last Year. One Fund Just Fully Exited a $4 Million Stake

This cloud software provider enables small and midsize businesses to automate financial operations through a SaaS platform.

Insider MonkeyMay 18, 2026

BILL (BILL) FQ3 Revenue Rises 13% to $406.6M, Returning to Profitability

BILL Holdings Inc. (NYSE:BILL) is one of the best low priced technology stocks to buy according to hedge funds. On May 7, BILL announced its financial results for FQ3 2026, delivering total revenue of $406.6 million, a 13% increase year-over-year. Core revenue, consisting of subscription and transaction fees, drove this growth by rising 16% to […]

StockStoryMay 17, 2026

BILL’s Q1 Earnings Call: Our Top 5 Analyst Questions

BILL’s first quarter results were well received by the market, with management attributing performance to strong adoption of new AI-powered automation tools and improved operational discipline. CEO René Lacerte highlighted that the company’s focus on embedding artificial intelligence across its platform led to higher customer engagement and productivity. Additionally, a disciplined approach to cost control contributed to operating margin improvement, while enhancements to core accounts payable a

Motley FoolMay 17, 2026

Totem Point Dumps 155,000 Bill Holdings (BILL) Shares Worth $6.9 Million

Bill.com Holdings delivers cloud-based automation solutions for financial operations, serving small and midsize businesses worldwide.

StockStoryMay 17, 2026

Guidewire Software, Paylocity, BILL, GitLab, and Sprinklr Stocks Trade Down, What You Need To Know

A number of stocks fell in the afternoon session after the April PPI report sent Treasury yields to 10-month highs, with the 10-year yield rising to 4.49%.

ZacksMay 13, 2026

Wall Street Analysts Believe BILL Holdings (BILL) Could Rally 32.82%: Here's is How to Trade

The consensus price target hints at a 32.8% upside potential for BILL Holdings (BILL). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Frequently Asked Questions

Common investor questions about BILL Holdings, Inc.

BILL Holdings, Inc. (BILL) is currently trading at $36.14. The RSI (14-day) is at 36.1, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $53.86 implies 49.0% upside from current levels. Volatility is high at 51.4% annualized, meaning significant price swings are common. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for BILL Holdings, Inc. (BILL): The trailing P/E ratio is not available (the company may not be profitable). The forward P/E is 14.35. The PEG ratio is 0.55, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 1.02. Price-to-Sales is 2.48. Valuation should be compared to Software - Application industry peers for context, as different sectors trade at different multiples.

Based on 21 analysts covering BILL, the consensus price target is $53.86. This represents a 49.0% upside from the current price of $36.14. The range spans from a low target of $42.00 to a high target of $84.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

BILL Holdings, Inc. (BILL) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.

Key risks for BILL Holdings, Inc. (BILL) investors include: 1. High volatility (51.4% annualized)—the stock can experience significant daily price swings. 2. The company is not currently profitable on a trailing basis, which creates earnings uncertainty. 3. Elevated short interest (17.8% of float) suggests significant bearish sentiment. 4. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 5. Software - Application sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is BILL Holdings, Inc.'s (BILL) current debt and financial health profile: Total debt stands at $1.89B. The debt-to-equity ratio is 49.57, which is moderate and generally manageable for most companies. The current ratio is 1.65, indicating strong short-term liquidity. The quick ratio is 0.69. The company holds $2.24B in cash and equivalents. Free cash flow is positive at $122.55M, providing a cushion for debt servicing and shareholder returns.