Bank of America Corporation(BAC)Earnings Date, History & Expected MoveNYSE
Next report date, beat rate and options-implied move
BAC is scheduled to report on Oct 14, 2026, before the market opens. Analysts expect EPS of $1.16.
EPS: Actual vs Estimate
Reported earnings per share against the consensus estimate, last 12 quarters.
Green = beat or met, red = missed, amber = our data sources disagree on beat vs miss for that quarter.
Stock Reaction After Earnings
Close-to-close move in the first session that reflected each report.
Dashed lines: average actual move (±2.5%) and what options price for the next report (±4.4%).
Did the stock rise after good news?
"Beat" means the company earned more than analysts expected. Here is what the stock did the next day.
In plain words: it beat expectations 10 times, but the stock still fell 3 of those 10 times.
- Jul '26Beat▲ +1.9%
- Apr '26Beat▲ +1.8%
- Jan '26Beat▼ -3.8%
- Oct '25Beat▲ +4.4%
- Jul '25Beat▼ -0.3%
- Apr '25Beat▲ +3.6%
- Jan '25Beat▼ -1.0%
- Oct '24Beat▲ +0.5%
- Jul '24Beat▲ +5.3%
- Apr '24Missed▼ -3.5%
- Jan '24Missed▼ -1.1%
- Oct '23Beat▲ +2.3%
Only reports with a clear beat or miss and a known price reaction are counted. A beat does not guarantee a gain.
Why did BAC fall after beating earnings?
Beating or missing estimates is only part of the story. These are the measurable things that stand out for each surprising reaction.
BAC beat EPS estimates in 10 quarters, and the stock still closed lower the next day 3 times.
- Jan 14, 2026EPS beat +3.2%→stock -3.8% next day
- It opened 3.0% lower as soon as trading resumed.
- Jul 16, 2025EPS beat +3.5%→stock -0.3% next day
Nothing in the price and estimate numbers we track stands out for this one. Guidance and management comments are not part of our data.
- Jan 16, 2025EPS beat +6.5%→stock -1.0% next day
Nothing in the price and estimate numbers we track stands out for this one. Guidance and management comments are not part of our data.
These are patterns visible in estimates and prices, not confirmed causes. Information only, not investment advice.
Was BAC's earnings move already priced in?
Stocks often move in the weeks before a report. This compares that run-up with what happened after the report.
“Month before” is the move over the 20 trading days up to the last close before the report. “Priced in” means the good news may already be in the price. A run-up of 5% or more is treated as large.
Before vs after each report
Grey: how the stock moved in the 20 trading days before the report. Green or red: how it moved the day after.
Past reports only: this shows what happened, not what will happen.
Does BAC hold its opening gap after earnings?
A gap is how far the stock opens from the previous close. A gap fades when the stock gives back at least half of it by the end of the day.
In 7 reports BAC opened at least 1% away from the previous close. It gave back half or more of that gap by the close 2 of 7 times (29%). Gaps up faded 1 of 5; gaps down recovered 1 of 2.
- Apr 15, 2026HeldOpened +1.7%, closed +1.8%
- Jan 14, 2026HeldOpened -3.0%, closed -3.8%
- Oct 15, 2025HeldOpened +3.0%, closed +4.4%
- Apr 15, 2025HeldOpened +3.1%, closed +3.6%
- Oct 15, 2024FadedOpened +3.1%, closed +0.5%
- Jul 16, 2024HeldOpened +1.5%, closed +5.3%
- Jan 12, 2024FadedOpened -2.7%, closed -1.1%
Gap = opening price vs the previous close. Close = the end of the first session that reflected the report. Reports without a clear opening time are left out.
What the history says
- BAC has beaten EPS estimates in 9 straight quarters.
- Options price a ±4.4% move, 1.77x its usual ±2.5%: the market expects more volatility than BAC has typically delivered.
BAC earnings history
Last 12 reported quarters with the stock's reaction.
Swipe sideways to see every column →
| Report date | Time | EPS est. | EPS actual | Surprise | 1-day move | 3-day move |
|---|---|---|---|---|---|---|
| Jul 14, 2026 | Before open | $1.12 | $1.21 | +8.0% | +1.88% | +3.34% |
| Apr 15, 2026 | Before open | $1.02 | $1.11 | +8.8% | +1.82% | +1.05% |
| Jan 14, 2026 | Before open | $0.95 | $0.98 | +3.2% | -3.78% | -2.88% |
| Oct 15, 2025 | Before open | $0.95 | $1.06 | +11.6% | +4.37% | +2.38% |
| Jul 16, 2025 | Before open | $0.86 | $0.89 | +3.5% | -0.26% | +2.54% |
| Apr 15, 2025 | Before open | $0.81 | $0.90 | +11.1% | +3.60% | +2.02% |
| Jan 16, 2025 | Before open | $0.77 | $0.82 | +6.5% | -0.98% | -0.93% |
| Oct 15, 2024 | Before open | $0.76 | $0.81 | +6.6% | +0.55% | +1.65% |
| Jul 16, 2024 | Before open | $0.80 | $0.83 | +3.8% | +5.35% | +2.67% |
| Apr 16, 2024 | Before open | $0.77 | $0.76 | -1.3% | -3.53% | -0.50% |
| Jan 12, 2024 | Before open | $0.64 | $0.35 | -45.3% | -1.06% | -4.07% |
| Oct 17, 2023 | Before open | $0.82 | $0.90 | +9.8% | +2.33% | -0.11% |
Consensus for the next report: EPS $1.16, revenue $31.32B.
BAC Earnings FAQ
Answers computed from Bank of America Corporation's reported history
BAC is scheduled to report on Oct 14, 2026, before the market opens. Analysts expect EPS of $1.16.
Over the last 12 quarters with a usable EPS surprise, BAC beat the consensus estimate 10 times (83%), missed 2 and landed in line 0. It has beaten estimates in each of the last 9 counted quarters.
Across its last 12 quarters with a measured reaction, BAC moved an average of ±2.5% in the first session after reporting. It closed higher 58% of the time; the largest gain was 5.4% and the largest drop -3.8%.
Options currently price a move of about ±4.4% (nearest at-the-money straddle that expires after the report). It measures the size of the expected move, not its direction. That is 1.77x its average historical move of ±2.5%, so options look expensive relative to history.
BAC fell in the first session after 3 of its last 10 EPS beats (30%). A beat that was already priced in, or weaker guidance, can send a stock lower.
Across its last 12 quarters with price data, BAC moved an average of +2.7% in the 20 trading sessions before reporting and was higher in 67% of them. After a run-up of 3% or more (7 quarters), it fell the next day 43% of the time, averaging +1.0%. This describes past reports; it is not a forecast.
In 7 reports BAC opened at least 1% away from the previous close. It gave back half or more of that gap by the close 2 of 7 times (29%), and fully reversed 0 times. A fade means the opening move was partly undone during the first session.
How we calculate these numbers
Reported EPS and estimates come from Yahoo Finance; report times, upcoming dates and revenue come from Finnhub. The 1-day move is the close-to-close change over the first session that reflects the report (the report-day close for after-close reports, the prior close for pre-market reports); reactions are left blank when the report time is unknown or looks inconsistent. The expected move is the price of the nearest at-the-money straddle that expires after the report divided by the share price, shown only when the quotes are liquid. Quarters where the two data sources disagree on beat versus miss are shown but never counted. Information only, not investment advice.