Banco Santander, S.A.(SAN)Stock Price & Analysis
NYSE

SAN Stock Price Today (October 2026) — Banco Santander, S.A. Analysis & Key Metrics 2026-10-21

Banco Santander, S.A. (SAN) is trading at $13.13, up 0.84% today (as of October 2026). The stock continues to show pressure below major moving averages, attracting attention from investors looking for Financial Services growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $14.79 (12.6% upside).
  • Volatility is low (21.38% annualized), implying relatively contained price movements for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (10.20% YoY) alongside competitive pressures in the Banks - Diversified space.

SAN Stock Analysis: Key Metrics & Valuation (October 2026)

Concise, actionable data for investors

Trend posture
Downtrend: below 50- and 200-day averages
Analyst 1Y target$14.79+12.6%
Volatility (30d ann.)21.38%Low
RSI (14-day)
40.33 (Neutral)
Debt$404.83B (N/A D/E)

Banco Santander, S.A. - Historical Price & Volume

$13.13
+8.36 (+175.07%)
  • Price
  • Volume
  • Latest price
Range: 2Y

Market Cap

$189.82B

Enterprise Value: $279.31B

P/E Ratio

14.45

Forward P/E: 10.17

Revenue Growth

+10.20%

Year over Year

Analyst Target

$14.79

+12.6% upside potential

Key Investor Questions About SAN

What investors need to know before buying

Is it a good time to buy SAN stock?

Based on current market data, SAN presents a neutral technical setup with mixed signals fundamentals.

  • Technicals say: Neutral (RSI 40.33)
  • Fundamentals say: Mixed signals (nuanced financial profile)
Can SAN sustain revenue growth in the Banks - Diversified market?

SAN's growth trajectory depends on its ability to expand within the Banks - Diversified sector while managing margin pressures.

  • Future growth will depend on performance in core Banks - Diversified operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing SAN stock?

The primary risks for SAN investors include debt exposure and competitive dynamics in the Banks - Diversified industry.

  • $404.83B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Banks - Diversified.

52-Week Trading Range

52-Week Low$9.62
52-Week High$15.05
Current Price$13.13

Over the past year, SAN stock traded between $9.62 and $15.05 and currently trades in the middle of that range. Big swings are less likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility21.38%
Beta1.55
RSI (14-day)40.33

With 21.38% annualized volatility and β=1.55, the stock exhibits high sensitivity to market moves—making SAN suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership0.00%
Institutional Ownership3.54%
Shares Short48.20M

Moderate ownership metrics suggest a balanced supply-demand dynamic.

Analyst Sentiment & Price Targets

Mean Target
$14.79
Upside Potential
+12.6%
Recommendation
Hold
Analysts maintain moderate optimism with a $14.79 target, indicating12.6% upside potential.

Earnings snapshot

Next report Oct 28, 2026

EPS beat rate
46% (5/11)
Avg move after earnings
±3.3%
Options-implied move
—
Options vs history
—
SAN earnings history, charts and expected move

Frequently Asked Questions

Common investor questions about Banco Santander, S.A.

Banco Santander, S.A. (SAN) is currently trading at $13.13. The RSI (14-day) is at 40.3, indicating neutral territory. Wall Street analysts have a consensus "none" recommendation. The mean analyst price target of $14.79 implies 12.6% upside from current levels. Volatility is moderate at 21.4% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for Banco Santander, S.A. (SAN): The trailing P/E ratio is 14.45, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 10.17, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 3.90, above 2.0, suggesting the stock may be overvalued relative to its expected growth. Price-to-Book is 1.65. Price-to-Sales is 4.41. Valuation should be compared to Banks - Diversified industry peers for context, as different sectors trade at different multiples.

Based on 3 analysts covering SAN, the consensus price target is $14.79. This represents a 12.6% upside from the current price of $13.13. The range spans from a low target of $13.00 to a high target of $15.78, reflecting varying levels of optimism among analysts. The consensus recommendation is "none". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

Yes, Banco Santander, S.A. (SAN) pays a dividend with a current yield of approximately 2.13%. The annualized dividend rate is $0.13 per share. The payout ratio is 26.7%, which is conservative and suggests the dividend is well-covered by earnings with room for future increases. The most recent ex-dividend date was Oct 30, 2026.

Key risks for Banco Santander, S.A. (SAN) investors include: 1. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 2. Banks - Diversified sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is Banco Santander, S.A.'s (SAN) current debt and financial health profile: Total debt stands at $404.83B. The company holds $315.34B in cash and equivalents.