XP Inc.(XP)Earnings Date, History & Expected Move

Next report
Not scheduled

XP has no upcoming report date in the calendar yet. It last reported on Aug 16, 2026; companies usually report every three months.

Next report
Not scheduled
Last reported Aug 16, 2026
EPS beat rate
67%
6 of 9 quarters (+3 not counted)
Avg move after earnings
±4.5%
Up 46% of the time · last 11
Options-implied move
—
No reliable options quote yet

EPS: Actual vs Estimate

Reported EPS against the consensus estimate, last 12 quarters.

Green beat or met, red missed, amber sources differ.

Stock Reaction After Earnings

Close-to-close move in the first session that reflected each report.

Dashed lines mark the average actual move (±4.5%).

Did the stock rise after good news?

The next-day move after each of its last 6 EPS beats and 3 misses.

When it beat expectations
6 reports
When it missed expectations
3 reports

In plain words: it beat expectations 6 times, but the stock still fell 3 of those 6 times.

Report by report
  • May '26
    Missed
    ▼ -3.9%
  • Aug '25
    Beat
    ▼ -8.6%
  • May '25
    Beat
    ▲ +0.5%
  • Feb '25
    Missed
    ▼ -1.3%
  • Nov '24
    Beat
    ▼ -6.1%
  • Aug '24
    Beat
    ▲ +6.2%
  • May '24
    Missed
    ▼ -16.1%
  • Feb '24
    Beat
    ▼ -3.6%
  • Nov '23
    Beat
    ▲ +0.8%

Clear beats and misses with a known reaction only. What counts as a beat

After an EPS beat
-1.8%
average next-day move · up 50% of 6 times
After an EPS miss
-7.1%
average next-day move · up 0% of 3 times

Why did XP fall after beating earnings?

3 of XP's last 9 reactions went against the EPS result. What stands out in each:

XP beat EPS estimates in 6 quarters, and the stock still closed lower the next day 3 times. In 1 of the 3 where we have price data, the stock had already run up before the report.

  • Aug 18, 2025EPS beat +5.6%stock -8.6% next day
    • It had risen 4.8% in the final week before the report, so good news may already have been priced in.
    • It opened 7.5% lower as soon as trading resumed.
  • Nov 19, 2024EPS beat +0.5%stock -6.1% next day
    • The EPS beat was small (+0.5%).
    • It opened 3.7% lower as soon as trading resumed.
  • Feb 27, 2024EPS beat +5.6%stock -3.6% next day
    • It opened 5.2% lower as soon as trading resumed.

Patterns in estimates and prices, not confirmed causes: how we read them.

Was XP's earnings move already priced in?

XP's move in the month before each of its last 11 reports, against what it did after.

Avg move in the month before
+4.5%
last 11 reports
Higher before the report
64%
of the time
After a run-up of 3%+
Fell 43%
7 reports, avg -3.2%
After a drop of 3%+
Rose 0%
3 reports, avg -4.5%

How the run-up is measured (a move of 5% or more counts as large).

Before vs after each report

Grey: the month before each of the last 11 reports. Green or red: the day after.

Past reports only. How the run-up is measured

Does XP hold its opening gap after earnings?

XP's opening move after each report and where it closed that day.

In 11 reports XP opened at least 1% away from the previous close. It gave back half or more of that gap by the close 4 of 11 times (36%), and fully reversed 1 time. Gaps up faded 4 of 6; gaps down recovered 0 of 5.

  • May 18, 2026Held
    Opened -5.2%, closed -3.9%
  • Feb 12, 2026Faded
    Opened +1.0%, closed +0.5%
  • Nov 17, 2025Held
    Opened +2.2%, closed +1.9%
  • Aug 18, 2025Held
    Opened -7.5%, closed -8.6%
  • May 20, 2025Faded
    Opened +1.8%, closed +0.5%
  • Feb 19, 2025Reversed
    Opened +1.6%, closed -1.3%
  • Nov 19, 2024Held
    Opened -3.7%, closed -6.1%
  • Aug 13, 2024Held
    Opened +7.6%, closed +6.2%

How gaps, fades and reversals are defined

What the history says

  • It fell after 3 of its 6 EPS beats (50%): beating estimates has not been enough on its own.

XP earnings history

Last 12 reported quarters with the stock's reaction.

Swipe sideways to see every column →

Report dateTimeEPS est.EPS actualSurprise1-day move3-day move
Aug 16, 2026After close$2.62$2.67sources differ——
May 18, 2026After close$2.53$2.49-1.6%-3.86%+3.34%
Feb 12, 2026After close$2.50$2.56sources differ+0.51%+1.97%
Nov 17, 2025After close$2.42$2.47sources differ+1.93%-5.36%
Aug 18, 2025After close$2.33$2.46+5.6%-8.57%-7.60%
May 20, 2025After close$2.17$2.29+5.5%+0.48%+0.43%
Feb 19, 2025Before open$2.25$2.23-0.9%-1.27%-2.46%
Nov 19, 2024After close$2.17$2.18+0.5%-6.06%-4.80%
Aug 13, 2024After close$1.96$2.03+3.6%+6.18%+8.19%
May 21, 2024After close$2.06$1.85-10.2%-16.13%-12.91%
Feb 27, 2024After close$1.97$2.08+5.6%-3.62%-2.84%
Nov 13, 2023After close$1.99$2.13+7.0%+0.77%+4.91%

XP Earnings FAQ

Answers computed from XP Inc.'s reported history

XP has no upcoming report date in the calendar yet. It last reported on Aug 16, 2026; companies usually report every three months.

Over the last 9 quarters with a usable EPS surprise, XP beat the consensus estimate 6 times (67%), missed 3 and landed in line 0. 3 quarters where our data sources disagree on beat versus miss are shown but not counted.

Across its last 11 quarters with a measured reaction, XP moved an average of ±4.5% in the first session after reporting. It closed higher 46% of the time; the largest gain was 6.2% and the largest drop -16.1%.

XP fell in the first session after 3 of its last 6 EPS beats (50%). A beat that was already priced in, or weaker guidance, can send a stock lower. In 1 of the 3 of those falls where price data is available, the stock had already risen before the report.

Across its last 11 quarters with price data, XP moved an average of +4.5% in the 20 trading sessions before reporting and was higher in 64% of them. After a run-up of 3% or more (7 quarters), it fell the next day 43% of the time, averaging -3.2%. After a drop of 3% or more (3 quarters), it rose the next day 0% of the time, averaging -4.5%. This describes past reports; it is not a forecast.

In 11 reports XP opened at least 1% away from the previous close. It gave back half or more of that gap by the close 4 of 11 times (36%), and fully reversed once. A fade means the opening move was partly undone during the first session.

How we calculate these numbers · XP: 12 reported quarters, latest Aug 16, 2026. Information only, not investment advice.

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