Independent Bank Corp(IBCP)Earnings Date, History & Expected Move

Next report date, beat rate and options-implied move

Next report

Oct 27, 2026

IBCP is scheduled to report on Oct 27, 2026, before the market opens. Analysts expect EPS of $0.90.

Next report

Oct 27, 2026

In 3 days · before open

EPS beat rate

91%

10 of 11 quarters (+1 not counted)

Avg move after earnings

±1.9%

Up 42% of the time · last 12

Options-implied move

—

No reliable options quote yet

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EPS: Actual vs Estimate

Reported EPS against the consensus estimate, last 12 quarters.

Green beat or met, red missed, amber sources differ.

Stock Reaction After Earnings

Close-to-close move in the first session that reflected each report.

Dashed lines mark the average actual move (±1.9%).

Did the stock rise after good news?

The next-day move after each of its last 10 EPS beats and 1 misses.

When it beat expectations

10 reports

▲ Rose 4×

▼ Fell 6×

When it missed expectations

1 report

▲ Rose 1×

In plain words: it beat expectations 10 times, but the stock still fell 6 of those 10 times.

Report by report

Jul '26
Beat
▲ +1.8%
Apr '26
Beat
▼ -1.0%
Jan '26
Beat
▲ +1.0%
Jul '25
Beat
▼ -3.9%
Apr '25
Beat
▼ -1.2%
Jan '25
Missed
▲ +1.3%
Oct '24
Beat
▼ -1.5%
Jul '24
Beat
▲ +5.7%
Apr '24
Beat
▲ +0.2%
Jan '24
Beat
▼ -3.5%
Oct '23
Beat
▼ -0.8%

Clear beats and misses with a known reaction only. What counts as a beat

After an EPS beat

-0.3%

average next-day move · up 40% of 10 times

After an EPS miss

—

Not enough quarters yet

Why did IBCP fall after beating earnings?

7 of IBCP's last 11 reactions went against the EPS result. What stands out in each:

IBCP beat EPS estimates in 10 quarters, and the stock still closed lower the next day 6 times. In 3 of the 6 where we have price data, the stock had already run up before the report.

Apr 23, 2026EPS beat +7.6%stock -1.0% next day
Nothing in the price and estimate numbers we track stands out for this one. Guidance and management comments are not part of our data.
Jul 24, 2025EPS beat +3.8%stock -3.9% next day
- It had risen 8.4% in the 20 trading sessions before the report, so good news may already have been priced in.
- It opened 2.0% lower as soon as trading resumed.
Apr 24, 2025EPS beat +5.7%stock -1.2% next day
- It had risen 6.3% in the final week before the report, so good news may already have been priced in.
- It opened 3.9% lower as soon as trading resumed.
Oct 24, 2024EPS beat +6.6%stock -1.5% next day
- It opened 3.9% lower as soon as trading resumed.
Jan 25, 2024EPS beat +12.9%stock -3.5% next day
- It had risen 6.8% in the final week before the report, so good news may already have been priced in.
Oct 24, 2023EPS beat +43.5%stock -0.8% next day
- It opened 11.7% higher, but sellers took over and it closed -0.8%.

Rose despite an EPS miss (1 of 1)

Jan 23, 2025EPS missed -18.4%stock +1.3% next day
Nothing in the price and estimate numbers we track stands out for this one. Guidance and management comments are not part of our data.

Patterns in estimates and prices, not confirmed causes: how we read them.

Was IBCP's earnings move already priced in?

IBCP's move in the month before each of its last 12 reports, against what it did after.

Avg move in the month before

+4.7%

last 12 reports

Higher before the report

75%

of the time

After a run-up of 3%+

Fell 33%

3 reports, avg +0.6%

How the run-up is measured (a move of 5% or more counts as large).

Before vs after each report

Grey: the month before each of the last 12 reports. Green or red: the day after.

Past reports only. How the run-up is measured

Does IBCP hold its opening gap after earnings?

IBCP's opening move after each report and where it closed that day.

In 7 reports IBCP opened at least 1% away from the previous close. It gave back half or more of that gap by the close 4 of 7 times (57%), and fully reversed 1 time. Gaps up faded 2 of 4; gaps down recovered 2 of 3.

Jul 23, 2026Held
Opened +2.0%, closed +1.8%
Jul 24, 2025Held
Opened -2.0%, closed -3.9%
Apr 24, 2025Faded
Opened -3.9%, closed -1.2%
Oct 24, 2024Faded
Opened -3.9%, closed -1.5%
Jul 25, 2024Held
Opened +2.6%, closed +5.7%
Apr 25, 2024Faded
Opened +2.1%, closed +0.2%
Oct 24, 2023Reversed
Opened +11.7%, closed -0.8%

How gaps, fades and reversals are defined

What the history says

IBCP has beaten EPS estimates in 5 straight quarters (quarters where our data sources disagree are skipped).
It fell after 6 of its 10 EPS beats (60%): beating estimates has not been enough on its own.

IBCP earnings history

Last 12 reported quarters with the stock's reaction.

Swipe sideways to see every column →

Report date	Time	EPS est.	EPS actual	Surprise	1-day move	3-day move
Jul 23, 2026	Before open	$0.84	$0.90	+7.1%	+1.78%	+4.36%
Apr 23, 2026	Before open	$0.79	$0.85	+7.6%	-0.98%	-0.36%
Jan 22, 2026	Before open	$0.84	$0.88	+4.8%	+0.97%	-0.34%
Oct 28, 2025	Before open	$0.84	$0.86	sources differ	-0.75%	-2.73%
Jul 24, 2025	Before open	$0.79	$0.82	+3.8%	-3.95%	-5.56%
Apr 24, 2025	Before open	$0.70	$0.74	+5.7%	-1.21%	-1.50%
Jan 23, 2025	Before open	$0.76	$0.62	-18.4%	+1.26%	+2.41%
Oct 24, 2024	Before open	$0.76	$0.81	+6.6%	-1.47%	-0.18%
Jul 25, 2024	Before open	$0.70	$0.75	+7.1%	+5.69%	+3.10%
Apr 25, 2024	Before open	$0.64	$0.71	+10.9%	+0.20%	-0.52%
Jan 25, 2024	Before open	$0.70	$0.79	+12.9%	-3.45%	-1.35%
Oct 24, 2023	Before open	$0.62	$0.89	+43.5%	-0.84%	+6.64%

Consensus for the next report: EPS $0.90, revenue $57.98M.

IBCP Earnings FAQ

Answers computed from Independent Bank Corp's reported history

IBCP is scheduled to report on Oct 27, 2026, before the market opens. Analysts expect EPS of $0.90.

Over the last 11 quarters with a usable EPS surprise, IBCP beat the consensus estimate 10 times (91%), missed 1 and landed in line 0. It has beaten estimates in each of the last 5 counted quarters. 1 quarter where our data sources disagree on beat versus miss are shown but not counted.

Across its last 12 quarters with a measured reaction, IBCP moved an average of ±1.9% in the first session after reporting. It closed higher 42% of the time; the largest gain was 5.7% and the largest drop -4.0%.

IBCP fell in the first session after 6 of its last 10 EPS beats (60%). A beat that was already priced in, or weaker guidance, can send a stock lower. In 3 of the 6 of those falls where price data is available, the stock had already risen before the report.

Across its last 12 quarters with price data, IBCP moved an average of +4.7% in the 20 trading sessions before reporting and was higher in 75% of them. After a run-up of 3% or more (3 quarters), it fell the next day 33% of the time, averaging +0.6%. This describes past reports; it is not a forecast.

In 7 reports IBCP opened at least 1% away from the previous close. It gave back half or more of that gap by the close 4 of 7 times (57%), and fully reversed once. A fade means the opening move was partly undone during the first session.

How we calculate these numbers · IBCP: 12 reported quarters, latest Jul 23, 2026. Information only, not investment advice.

Earnings this week

Every report this week with expected moves.

Biggest expected earnings moves

Options-implied vs historical move, ranked.