Consumer Portfolio Services, Inc.(CPSS)Earnings Date, History & Expected Move

Next report date, beat rate and options-implied move

Next report

Nov 5, 2026

CPSS is scheduled to report on Nov 5, 2026, usually after the market closes.

Next report

Nov 5, 2026

In 12 days · usually after close

EPS beat rate

17%

2 of 12 quarters

Avg move after earnings

±1.8%

Up 40% of the time · last 10

Options-implied move

—

No reliable options quote yet

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EPS: Actual vs Estimate

Reported EPS against the consensus estimate, last 12 quarters.

Green beat or met, red missed, amber sources differ.

Stock Reaction After Earnings

Close-to-close move in the first session that reflected each report.

Dashed lines mark the average actual move (±1.8%).

Did the stock rise after good news?

The next-day move after each of its last 2 EPS beats and 8 misses.

When it beat expectations

2 reports

▼ Fell 2×

When it missed expectations

8 reports

▲ Rose 4×

▼ Fell 4×

Report by report

Nov '25
Missed
▼ -8.3%
Aug '25
Missed
▲ +0.4%
May '25
Missed
▲ +0.5%
Feb '25
Missed
▼ -1.3%
Nov '24
Missed
▼ 0.0%
Oct '21
Beat
▼ -1.4%
Aug '21
Beat
▼ -1.7%
May '21
Missed
▼ -2.3%
Feb '21
Missed
▲ +1.2%
Oct '20
Missed
▲ +0.7%

Clear beats and misses with a known reaction only. What counts as a beat

After an EPS beat

-1.6%

average next-day move · up 0% of 2 times

After an EPS miss

-1.1%

average next-day move · up 50% of 8 times

Why did CPSS fall after beating earnings?

6 of CPSS's last 10 reactions went against the EPS result. What stands out in each:

CPSS beat EPS estimates in 2 quarters, and the stock still closed lower the next day 2 times.

Oct 27, 2021EPS beat +205.9%stock -1.4% next day
- It had risen 11.8% in the 20 trading sessions before the report, so good news may already have been priced in.
- It opened 4.7% higher, but sellers took over and it closed -1.4%.
Aug 12, 2021EPS beat +85.7%stock -1.7% next day
- It had risen 26.6% in the 20 trading sessions before the report, so good news may already have been priced in.
- It opened 1.0% higher, but sellers took over and it closed -1.7%.

Rose despite an EPS miss (4 of 8)

Aug 11, 2025EPS missed -23.1%stock +0.4% next day
- It had already fallen 14.7% in the 20 trading sessions before the report, so weak results may have been expected.
- It opened 2.1% higher as soon as trading resumed.
May 12, 2025EPS missed -36.7%stock +0.5% next day
- It opened 2.1% higher as soon as trading resumed.
Feb 23, 2021EPS missed -26.1%stock +1.2% next day
- It had already fallen 7.2% in the 20 trading sessions before the report, so weak results may have been expected.
Oct 19, 2020EPS missed -46.7%stock +0.7% next day
Nothing in the price and estimate numbers we track stands out for this one. Guidance and management comments are not part of our data.

Patterns in estimates and prices, not confirmed causes: how we read them.

Was CPSS's earnings move already priced in?

CPSS's move in the month before each of its last 9 reports, against what it did after.

Avg move in the month before

+5.8%

last 9 reports

Higher before the report

67%

of the time

After a run-up of 3%+

Fell 67%

6 reports, avg -2.2%

After a drop of 3%+

Rose 67%

3 reports, avg +0.1%

How the run-up is measured (a move of 5% or more counts as large).

Before vs after each report

Grey: the month before each of the last 9 reports. Green or red: the day after.

Past reports only. How the run-up is measured

Does CPSS hold its opening gap after earnings?

CPSS's opening move after each report and where it closed that day.

In 10 reports CPSS opened at least 1% away from the previous close. It gave back half or more of that gap by the close 8 of 10 times (80%), and fully reversed 5 times. Gaps up faded 5 of 5; gaps down recovered 3 of 5.

Nov 10, 2025Held
Opened -1.0%, closed -8.3%
Aug 11, 2025Faded
Opened +2.1%, closed +0.4%
May 12, 2025Faded
Opened +2.1%, closed +0.5%
Feb 26, 2025Reversed
Opened +1.2%, closed -1.3%
Nov 1, 2024Faded
Opened -2.1%, closed 0.0%
Oct 27, 2021Reversed
Opened +4.7%, closed -1.4%
Aug 12, 2021Reversed
Opened +1.0%, closed -1.7%
May 10, 2021Held
Opened -4.1%, closed -2.3%

How gaps, fades and reversals are defined

What the history says

CPSS has missed EPS estimates in 6 straight quarters.

CPSS earnings history

Last 12 reported quarters with the stock's reaction.

Swipe sideways to see every column →

Report date	Time	EPS est.	EPS actual	Surprise	1-day move	3-day move
Mar 10, 2026	After close	$0.23	$0.21	-8.7%	—	—
Nov 10, 2025	After close	$0.25	$0.20	-20.0%	-8.30%	-4.15%
Aug 11, 2025	After close	$0.26	$0.20	-23.1%	+0.37%	+2.07%
May 12, 2025	After close	$0.30	$0.19	-36.7%	+0.52%	-5.31%
Feb 26, 2025	Before open	$0.27	$0.21	-22.2%	-1.28%	-1.48%
Nov 1, 2024	Before open	$0.21	$0.20	-4.8%	0.00%	+6.09%
Oct 27, 2021	After close	$0.17	$0.52	+205.9%	-1.38%	+8.26%
Aug 12, 2021	After close	$0.21	$0.39	+85.7%	-1.74%	-3.13%
May 10, 2021	After close	$0.23	$0.21	-8.7%	-2.27%	-7.50%
Feb 23, 2021	After close	$0.23	$0.17	-26.1%	+1.18%	-2.12%
Oct 19, 2020	After close	$0.30	$0.16	-46.7%	+0.66%	-10.31%
Jul 21, 2020	Market hours	$0.28	$0.13	-53.6%	—	—

CPSS Earnings FAQ

Answers computed from Consumer Portfolio Services, Inc.'s reported history

CPSS is scheduled to report on Nov 5, 2026, usually after the market closes.

Over the last 12 quarters with a usable EPS surprise, CPSS beat the consensus estimate 2 times (17%), missed 10 and landed in line 0. It has missed estimates in each of the last 6 counted quarters.

Across its last 10 quarters with a measured reaction, CPSS moved an average of ±1.8% in the first session after reporting. It closed higher 40% of the time; the largest gain was 1.2% and the largest drop -8.3%.

Across its last 9 quarters with price data, CPSS moved an average of +5.8% in the 20 trading sessions before reporting and was higher in 67% of them. After a run-up of 3% or more (6 quarters), it fell the next day 67% of the time, averaging -2.2%. After a drop of 3% or more (3 quarters), it rose the next day 67% of the time, averaging +0.1%. This describes past reports; it is not a forecast.

In 10 reports CPSS opened at least 1% away from the previous close. It gave back half or more of that gap by the close 8 of 10 times (80%), and fully reversed 5 times. A fade means the opening move was partly undone during the first session.

How we calculate these numbers · CPSS: 12 reported quarters, latest Mar 10, 2026. Information only, not investment advice.

Earnings this week

Every report this week with expected moves.

Biggest expected earnings moves

Options-implied vs historical move, ranked.