Community Financial System, Inc.(CBU)Earnings Date, History & Expected Move
Next report date, beat rate and options-implied move
CBU is scheduled to report on Oct 27, 2026, before the market opens. Analysts expect EPS of $1.20.
EPS: Actual vs Estimate
Reported EPS against the consensus estimate, last 12 quarters.
Green beat or met, red missed, amber sources differ.
Stock Reaction After Earnings
Close-to-close move in the first session that reflected each report.
Dashed lines mark the average actual move (±2.3%).
Did the stock rise after good news?
The next-day move after each of its last 3 EPS beats and 8 misses.
In plain words: it beat expectations 3 times, but the stock still fell 1 of those 3 times.
- Jul '26Missed▼ -2.8%
- Apr '26Missed▼ -1.5%
- Jan '26Missed▼ -0.5%
- Jul '25Missed▼ -3.7%
- Apr '25Beat▼ -2.1%
- Jan '25Beat▲ +3.3%
- Oct '24Missed▼ -1.8%
- Jul '24Beat▲ +3.5%
- Apr '24Missed▲ +0.3%
- Jan '24Missed▼ -3.1%
- Oct '23Missed▼ -5.4%
Clear beats and misses with a known reaction only. What counts as a beat
Why did CBU fall after beating earnings?
2 of CBU's last 11 reactions went against the EPS result. What stands out in each:
CBU beat EPS estimates in 3 quarters, and the stock still closed lower the next day 1 time.
- Apr 28, 2025EPS beat +2.2%stock -2.1% next day
- It had risen 5.9% in the final week before the report, so good news may already have been priced in.
- It opened 2.5% lower as soon as trading resumed.
Rose despite an EPS miss (1 of 8)
- Apr 23, 2024EPS missed -2.6%stock +0.3% next day
Nothing in the price and estimate numbers we track stands out for this one. Guidance and management comments are not part of our data.
Patterns in estimates and prices, not confirmed causes: how we read them.
Was CBU's earnings move already priced in?
CBU's move in the month before each of its last 12 reports, against what it did after.
How the run-up is measured (a move of 5% or more counts as large).
Before vs after each report
Grey: the month before each of the last 12 reports. Green or red: the day after.
Past reports only. How the run-up is measured
Does CBU hold its opening gap after earnings?
CBU's opening move after each report and where it closed that day.
In 6 reports CBU opened at least 1% away from the previous close. It gave back half or more of that gap by the close 2 of 6 times (33%), and fully reversed 1 time.
- Jul 28, 2026HeldOpened -3.0%, closed -2.8%
- Jan 27, 2026FadedOpened -1.6%, closed -0.5%
- Apr 28, 2025HeldOpened -2.5%, closed -2.1%
- Jan 21, 2025HeldOpened +1.2%, closed +3.3%
- Jul 23, 2024ReversedOpened -1.3%, closed +3.5%
- Oct 24, 2023HeldOpened -7.6%, closed -5.4%
What the history says
- CBU has missed EPS estimates in 3 straight quarters.
CBU earnings history
Last 12 reported quarters with the stock's reaction.
Swipe sideways to see every column →
| Report date | Time | EPS est. | EPS actual | Surprise | 1-day move | 3-day move |
|---|---|---|---|---|---|---|
| Jul 28, 2026 | Before open | $1.18 | $1.10 | -6.8% | -2.76% | -2.27% |
| Apr 29, 2026 | Before open | $1.09 | $1.08 | -0.9% | -1.49% | +0.71% |
| Jan 27, 2026 | Before open | $1.13 | $1.03 | -8.8% | -0.50% | +1.08% |
| Oct 21, 2025 | Before open | $1.05 | $1.05 | 0.0% | +0.25% | +0.98% |
| Jul 22, 2025 | Before open | $1.01 | $0.97 | -4.0% | -3.71% | -5.97% |
| Apr 28, 2025 | After close | $0.91 | $0.93 | +2.2% | -2.07% | -1.04% |
| Jan 21, 2025 | Before open | $0.91 | $0.94 | +3.3% | +3.27% | +2.73% |
| Oct 22, 2024 | Before open | $0.88 | $0.83 | -5.7% | -1.75% | -0.75% |
| Jul 23, 2024 | Before open | $0.81 | $0.90 | +11.1% | +3.45% | +5.41% |
| Apr 23, 2024 | Before open | $0.78 | $0.76 | -2.6% | +0.27% | +0.54% |
| Jan 23, 2024 | Before open | $0.84 | $0.76 | -9.5% | -3.14% | -5.23% |
| Oct 24, 2023 | Before open | $0.88 | $0.82 | -6.8% | -5.44% | -1.71% |
Consensus for the next report: EPS $1.20, revenue $226.92M.
CBU Earnings FAQ
Answers computed from Community Financial System, Inc.'s reported history
CBU is scheduled to report on Oct 27, 2026, before the market opens. Analysts expect EPS of $1.20.
Over the last 12 quarters with a usable EPS surprise, CBU beat the consensus estimate 3 times (25%), missed 8 and landed in line 1. It has missed estimates in each of the last 3 counted quarters.
Across its last 12 quarters with a measured reaction, CBU moved an average of ±2.3% in the first session after reporting. It closed higher 33% of the time; the largest gain was 3.5% and the largest drop -5.4%.
Across its last 12 quarters with price data, CBU moved an average of +2.8% in the 20 trading sessions before reporting and was higher in 33% of them. After a run-up of 3% or more (4 quarters), it fell the next day 75% of the time, averaging -0.6%. After a drop of 3% or more (3 quarters), it rose the next day 67% of the time, averaging -0.6%. This describes past reports; it is not a forecast.
In 6 reports CBU opened at least 1% away from the previous close. It gave back half or more of that gap by the close 2 of 6 times (33%), and fully reversed once. A fade means the opening move was partly undone during the first session.
How we calculate these numbers · CBU: 12 reported quarters, latest Jul 28, 2026. Information only, not investment advice.
Looking for more on CBU?
Price charts, forecast, fundamentals and risk pages for CBU are not on Tickzen yet. You can run a full stock analysis now.
Run the CBU Stock AnalyzerLatest TickZen Insights
HSBC Q3 2026 Earnings Preview: Is the $46bn NII Guide Too Low?By Vishal Jadaun
Coca-Cola (KO) Q3 2026 Earnings Preview: Can Growth Justify Its Valuation?By Vishal Jadaun
Welltower Q3 2026 Earnings Preview: Can 20% Senior Housing Growth Last?By Vishal Jadaun