Affirm Holdings, Inc.(AFRM)Earnings Date, History & Expected Move
Next report date, beat rate and options-implied move
AFRM is scheduled to report on Nov 5, 2026, usually after the market closes. Analysts expect EPS of $0.38.
EPS: Actual vs Estimate
Reported EPS against the consensus estimate, last 12 quarters.
Green beat or met, red missed, amber sources differ.
Stock Reaction After Earnings
Close-to-close move in the first session that reflected each report.
Dashed lines mark the average actual move (±11.6%).
Did the stock rise after good news?
The next-day move after each of its last 7 EPS beats and 2 misses.
In plain words: it beat expectations 7 times, but the stock still fell 2 of those 7 times.
- Aug '26Beat▲ +0.3%
- Aug '25Beat▲ +10.6%
- May '25Missed▼ -14.5%
- Feb '25Beat▲ +21.8%
- Nov '24Beat▼ -4.7%
- Aug '24Beat▲ +31.9%
- May '24Missed▼ -9.5%
- Feb '24Beat▼ -10.9%
- Nov '23Beat▲ +14.2%
Clear beats and misses with a known reaction only. What counts as a beat
Why did AFRM fall after beating earnings?
2 of AFRM's last 9 reactions went against the EPS result. What stands out in each:
AFRM beat EPS estimates in 7 quarters, and the stock still closed lower the next day 2 times.
- Nov 7, 2024EPS beat +111.8%stock -4.7% next day
- It had risen 16.1% in the 20 trading sessions before the report, so good news may already have been priced in.
- It opened 1.4% lower as soon as trading resumed.
- Feb 8, 2024EPS beat +1.8%stock -10.9% next day
- It had risen 13.0% in the 20 trading sessions before the report, so good news may already have been priced in.
- The EPS beat was small (+1.8%).
- It opened 6.1% lower as soon as trading resumed.
Patterns in estimates and prices, not confirmed causes: how we read them.
Was AFRM's earnings move already priced in?
AFRM's move in the month before each of its last 12 reports, against what it did after.
How the run-up is measured (a move of 5% or more counts as large).
Before vs after each report
Grey: the month before each of the last 12 reports. Green or red: the day after.
Past reports only. How the run-up is measured
Does AFRM hold its opening gap after earnings?
AFRM's opening move after each report and where it closed that day.
In 12 reports AFRM opened at least 1% away from the previous close. It gave back half or more of that gap by the close 4 of 12 times (33%), and fully reversed 3 times. Gaps up faded 4 of 9; gaps down recovered 0 of 3.
- Aug 27, 2026FadedOpened +11.0%, closed +0.3%
- May 7, 2026ReversedOpened +1.5%, closed -5.0%
- Feb 5, 2026ReversedOpened +2.1%, closed -4.0%
- Nov 6, 2025HeldOpened +6.0%, closed +11.6%
- Aug 28, 2025HeldOpened +15.0%, closed +10.6%
- May 8, 2025HeldOpened -6.9%, closed -14.5%
- Feb 6, 2025HeldOpened +13.2%, closed +21.8%
- Nov 7, 2024HeldOpened -1.4%, closed -4.7%
AFRM earnings history
Last 12 reported quarters with the stock's reaction.
Swipe sideways to see every column →
| Report date | Time | EPS est. | EPS actual | Surprise | 1-day move | 3-day move |
|---|---|---|---|---|---|---|
| Aug 27, 2026 | After close | $0.85 | $4.97 | +484.7% | +0.35% | -9.74% |
| May 7, 2026 | After close | $0.73 | $0.62 | sources differ | -4.97% | -2.87% |
| Feb 5, 2026 | After close | $0.84 | $0.72 | sources differ | -4.02% | +0.39% |
| Nov 6, 2025 | After close | $0.62 | $0.61 | sources differ | +11.61% | +13.92% |
| Aug 28, 2025 | After close | $0.43 | $0.53 | +23.3% | +10.59% | +6.65% |
| May 8, 2025 | After close | $0.40 | $0.19 | -52.5% | -14.47% | -0.59% |
| Feb 6, 2025 | After close | $0.43 | $0.76 | +76.7% | +21.81% | +26.35% |
| Nov 7, 2024 | After close | $0.17 | $0.36 | +111.8% | -4.73% | +18.04% |
| Aug 28, 2024 | After close | -$0.26 | -$0.14 | +46.2% | +31.92% | +31.70% |
| May 8, 2024 | Before open | -$0.30 | -$0.41 | -36.7% | -9.51% | -9.48% |
| Feb 8, 2024 | After close | -$0.55 | -$0.54 | +1.8% | -10.89% | -19.24% |
| Nov 8, 2023 | After close | -$0.61 | -$0.56 | +8.2% | +14.25% | +5.15% |
Consensus for the next report: EPS $0.38, revenue $1.23B.
AFRM Earnings FAQ
Answers computed from Affirm Holdings, Inc.'s reported history
AFRM is scheduled to report on Nov 5, 2026, usually after the market closes. Analysts expect EPS of $0.38.
Over the last 9 quarters with a usable EPS surprise, AFRM beat the consensus estimate 7 times (78%), missed 2 and landed in line 0. It has beaten estimates in each of the last 2 counted quarters. 3 quarters where our data sources disagree on beat versus miss are shown but not counted.
Across its last 12 quarters with a measured reaction, AFRM moved an average of ±11.6% in the first session after reporting. It closed higher 50% of the time; the largest gain was 31.9% and the largest drop -14.5%.
AFRM fell in the first session after 2 of its last 7 EPS beats (29%). A beat that was already priced in, or weaker guidance, can send a stock lower.
Across its last 12 quarters with price data, AFRM moved an average of +7.3% in the 20 trading sessions before reporting and was higher in 75% of them. After a run-up of 3% or more (8 quarters), it fell the next day 50% of the time, averaging +2.8%. This describes past reports; it is not a forecast.
In 12 reports AFRM opened at least 1% away from the previous close. It gave back half or more of that gap by the close 4 of 12 times (33%), and fully reversed 3 times. A fade means the opening move was partly undone during the first session.
How we calculate these numbers · AFRM: 12 reported quarters, latest Aug 27, 2026. Information only, not investment advice.
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