WINTRUST FINANCIAL CORP(WTFC)Earnings Date, History & Expected Move
Next report date, beat rate and options-implied move
WTFC is scheduled to report on Oct 19, 2026, usually after the market closes. Analysts expect EPS of $3.36.
EPS: Actual vs Estimate
Reported earnings per share against the consensus estimate, last 12 quarters.
Green = beat or met, red = missed, amber = our data sources disagree on beat vs miss for that quarter.
Stock Reaction After Earnings
Close-to-close move in the first session that reflected each report.
Dashed lines mark the average actual move (±2.7%).
Did the stock rise after good news?
"Beat" means the company earned more than analysts expected. Here is what the stock did the next day.
In plain words: it beat expectations 9 times, but the stock still fell 2 of those 9 times.
- Jul '26Beat▼ -2.9%
- Apr '26Beat▲ +1.0%
- Jan '26Beat▲ +4.7%
- Oct '25Beat▲ +2.3%
- Jul '25Beat▲ +3.0%
- Apr '25Beat▲ +5.2%
- Jan '25Beat▼ -2.7%
- Oct '24Missed▲ +2.2%
- Jul '24Missed▼ -5.0%
- Apr '24Beat▲ +0.4%
- Jan '24Missed▲ +2.7%
- Oct '23Beat▲ +0.2%
Only reports with a clear beat or miss and a known price reaction are counted. A beat does not guarantee a gain.
Why did WTFC fall after beating earnings?
Beating or missing estimates is only part of the story. These are the measurable things that stand out for each surprising reaction.
WTFC beat EPS estimates in 9 quarters, and the stock still closed lower the next day 2 times.
- Jul 20, 2026EPS beat +4.1%stock -2.9% next day
- It had risen 6.2% in the 20 trading sessions before the report, so good news may already have been priced in.
- Jan 21, 2025EPS beat +6.5%stock -2.7% next day
- It had risen 9.8% in the 20 trading sessions before the report, so good news may already have been priced in.
Rose despite an EPS miss (2 of 3)
- Oct 21, 2024EPS missed -1.6%stock +2.2% next day
- The EPS miss was small (-1.6%).
- Jan 17, 2024EPS missed -25.8%stock +2.7% next day
Nothing in the price and estimate numbers we track stands out for this one. Guidance and management comments are not part of our data.
These are patterns visible in estimates and prices, not confirmed causes. Information only, not investment advice.
Was WTFC's earnings move already priced in?
Stocks often move in the weeks before a report. This compares that run-up with what happened after the report.
“Month before” is the move over the 20 trading days up to the last close before the report. “Priced in” means the good news may already be in the price. A run-up of 5% or more is treated as large.
Before vs after each report
Grey: how the stock moved in the 20 trading days before the report. Green or red: how it moved the day after.
Past reports only: this shows what happened, not what will happen.
Does WTFC hold its opening gap after earnings?
A gap is how far the stock opens from the previous close. A gap fades when the stock gives back at least half of it by the end of the day.
In 8 reports WTFC opened at least 1% away from the previous close. It gave back half or more of that gap by the close 6 of 8 times (75%), and fully reversed 3 times. Gaps up faded 3 of 5; gaps down recovered 3 of 3.
- Apr 20, 2026FadedOpened +2.0%, closed +1.0%
- Jan 20, 2026HeldOpened +2.6%, closed +4.7%
- Oct 20, 2025ReversedOpened -1.7%, closed +2.3%
- Jul 21, 2025HeldOpened +2.3%, closed +3.0%
- Oct 21, 2024ReversedOpened -5.4%, closed +2.2%
- Apr 17, 2024FadedOpened +1.4%, closed +0.4%
- Jan 17, 2024ReversedOpened -1.3%, closed +2.7%
- Oct 17, 2023FadedOpened +3.0%, closed +0.2%
Gap = opening price vs the previous close. Close = the end of the first session that reflected the report. Reports without a clear opening time are left out.
What the history says
- WTFC has beaten EPS estimates in 7 straight quarters.
WTFC earnings history
Last 12 reported quarters with the stock's reaction.
Swipe sideways to see every column →
| Report date | Time | EPS est. | EPS actual | Surprise | 1-day move | 3-day move |
|---|---|---|---|---|---|---|
| Jul 20, 2026 | After close | $3.15 | $3.28 | +4.1% | -2.89% | -3.60% |
| Apr 20, 2026 | After close | $2.95 | $3.22 | +9.2% | +0.99% | +1.18% |
| Jan 20, 2026 | After close | $2.93 | $3.15 | +7.5% | +4.71% | +0.88% |
| Oct 20, 2025 | After close | $2.71 | $3.06 | +12.9% | +2.26% | -0.36% |
| Jul 21, 2025 | After close | $2.62 | $2.82 | +7.6% | +3.02% | +1.08% |
| Apr 21, 2025 | After close | $2.49 | $2.69 | +8.0% | +5.16% | +9.81% |
| Jan 21, 2025 | After close | $2.47 | $2.63 | +6.5% | -2.65% | -3.75% |
| Oct 21, 2024 | After close | $2.51 | $2.47 | -1.6% | +2.20% | +1.67% |
| Jul 17, 2024 | After close | $2.42 | $2.32 | -4.1% | -4.98% | -3.09% |
| Apr 17, 2024 | After close | $2.44 | $2.89 | +18.4% | +0.36% | +4.57% |
| Jan 17, 2024 | After close | $2.52 | $1.87 | -25.8% | +2.66% | +6.69% |
| Oct 17, 2023 | After close | $2.41 | $2.53 | +5.0% | +0.21% | -2.86% |
Consensus for the next report: EPS $3.36, revenue $768.97M.
WTFC Earnings FAQ
Answers computed from WINTRUST FINANCIAL CORP's reported history
WTFC is scheduled to report on Oct 19, 2026, usually after the market closes. Analysts expect EPS of $3.36.
Over the last 12 quarters with a usable EPS surprise, WTFC beat the consensus estimate 9 times (75%), missed 3 and landed in line 0. It has beaten estimates in each of the last 7 counted quarters.
Across its last 12 quarters with a measured reaction, WTFC moved an average of ±2.7% in the first session after reporting. It closed higher 75% of the time; the largest gain was 5.2% and the largest drop -5.0%.
WTFC fell in the first session after 2 of its last 9 EPS beats (22%). A beat that was already priced in, or weaker guidance, can send a stock lower.
Across its last 12 quarters with price data, WTFC moved an average of +3.7% in the 20 trading sessions before reporting and was higher in 75% of them. After a run-up of 3% or more (6 quarters), it fell the next day 50% of the time, averaging -0.7%. After a drop of 3% or more (3 quarters), it rose the next day 100% of the time, averaging +2.6%. This describes past reports; it is not a forecast.
In 8 reports WTFC opened at least 1% away from the previous close. It gave back half or more of that gap by the close 6 of 8 times (75%), and fully reversed 3 times. A fade means the opening move was partly undone during the first session.
How we calculate these numbers
Reported EPS and estimates come from Yahoo Finance; report times, upcoming dates and revenue come from Finnhub. The 1-day move is the close-to-close change over the first session that reflects the report (the report-day close for after-close reports, the prior close for pre-market reports); reactions are left blank when the report time is unknown or looks inconsistent. The expected move is the price of the nearest at-the-money straddle that expires after the report divided by the share price, shown only when the quotes are liquid. Quarters where the two data sources disagree on beat versus miss are shown but never counted. Information only, not investment advice.
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