UNITED BANKSHARES INC/WV(UBSI)Earnings Date, History & Expected Move
Next report date, beat rate and options-implied move
UBSI is scheduled to report on Oct 21, 2026, usually before the market opens. Analysts expect EPS of $0.95.
EPS: Actual vs Estimate
Reported earnings per share against the consensus estimate, last 12 quarters.
Green = beat or met, red = missed, amber = our data sources disagree on beat vs miss for that quarter.
Stock Reaction After Earnings
Close-to-close move in the first session that reflected each report.
Dashed lines mark the average actual move (±1.4%).
Did the stock rise after good news?
"Beat" means the company earned more than analysts expected. Here is what the stock did the next day.
In plain words: it beat expectations 10 times, but the stock still fell 4 of those 10 times.
- Jul '26Beat▲ +1.0%
- Apr '26Beat▲ +1.2%
- Jan '26Beat▼ -0.1%
- Oct '25Beat▼ -0.8%
- Jul '25Beat▼ -0.7%
- Apr '25Beat▼ 0.0%
- Jan '25Beat▲ +0.2%
- Oct '24Beat▲ +0.8%
- Jul '24Beat▲ +3.5%
- Apr '24Missed▼ -4.0%
- Jan '24Missed▼ -0.5%
- Oct '23Beat▲ +4.0%
Only reports with a clear beat or miss and a known price reaction are counted. A beat does not guarantee a gain.
Why did UBSI fall after beating earnings?
Beating or missing estimates is only part of the story. These are the measurable things that stand out for each surprising reaction.
UBSI beat EPS estimates in 10 quarters, and the stock still closed lower the next day 4 times. In 2 of the 4 where we have price data, the stock had already run up before the report.
- Jan 22, 2026EPS beat +5.8%stock -0.1% next day
- It had risen 7.1% in the 20 trading sessions before the report, so good news may already have been priced in.
- Oct 23, 2025EPS beat +12.2%stock -0.8% next day
Nothing in the price and estimate numbers we track stands out for this one. Guidance and management comments are not part of our data.
- Jul 24, 2025EPS beat +9.0%stock -0.7% next day
Nothing in the price and estimate numbers we track stands out for this one. Guidance and management comments are not part of our data.
- Apr 24, 2025EPS beat +20.6%stock 0.0% next day
- It had risen 5.8% in the final week before the report, so good news may already have been priced in.
These are patterns visible in estimates and prices, not confirmed causes. Information only, not investment advice.
Was UBSI's earnings move already priced in?
Stocks often move in the weeks before a report. This compares that run-up with what happened after the report.
“Month before” is the move over the 20 trading days up to the last close before the report. “Priced in” means the good news may already be in the price. A run-up of 5% or more is treated as large.
Before vs after each report
Grey: how the stock moved in the 20 trading days before the report. Green or red: how it moved the day after.
Past reports only: this shows what happened, not what will happen.
What the history says
- UBSI has beaten EPS estimates in 9 straight quarters.
- It fell after 4 of its 10 EPS beats (40%): beating estimates has not been enough on its own.
UBSI earnings history
Last 12 reported quarters with the stock's reaction.
Swipe sideways to see every column →
| Report date | Time | EPS est. | EPS actual | Surprise | 1-day move | 3-day move |
|---|---|---|---|---|---|---|
| Jul 23, 2026 | Before open | $0.89 | $0.95 | +6.7% | +0.96% | +2.20% |
| Apr 23, 2026 | Before open | $0.85 | $0.89 | +4.7% | +1.20% | +1.34% |
| Jan 22, 2026 | Before open | $0.86 | $0.91 | +5.8% | -0.07% | -3.27% |
| Oct 23, 2025 | Before open | $0.82 | $0.92 | +12.2% | -0.79% | +3.19% |
| Jul 24, 2025 | Before open | $0.78 | $0.85 | +9.0% | -0.73% | -0.14% |
| Apr 24, 2025 | Before open | $0.63 | $0.76 | +20.6% | -0.03% | -0.78% |
| Jan 24, 2025 | Before open | $0.68 | $0.69 | +1.5% | +0.16% | +0.34% |
| Oct 24, 2024 | Before open | $0.67 | $0.70 | +4.5% | +0.79% | +4.20% |
| Jul 25, 2024 | Before open | $0.64 | $0.71 | +10.9% | +3.54% | +4.13% |
| Apr 25, 2024 | Before open | $0.65 | $0.64 | -1.5% | -4.03% | -6.19% |
| Jan 26, 2024 | Before open | $0.67 | $0.59 | -11.9% | -0.49% | +1.87% |
| Oct 25, 2023 | Before open | $0.65 | $0.71 | +9.2% | +4.04% | +6.23% |
Consensus for the next report: EPS $0.95, revenue $334.80M.
UBSI Earnings FAQ
Answers computed from UNITED BANKSHARES INC/WV's reported history
UBSI is scheduled to report on Oct 21, 2026, usually before the market opens. Analysts expect EPS of $0.95.
Over the last 12 quarters with a usable EPS surprise, UBSI beat the consensus estimate 10 times (83%), missed 2 and landed in line 0. It has beaten estimates in each of the last 9 counted quarters.
Across its last 12 quarters with a measured reaction, UBSI moved an average of ±1.4% in the first session after reporting. It closed higher 50% of the time; the largest gain was 4.0% and the largest drop -4.0%.
UBSI fell in the first session after 4 of its last 10 EPS beats (40%). A beat that was already priced in, or weaker guidance, can send a stock lower. In 2 of the 4 of those falls where price data is available, the stock had already risen before the report.
Across its last 12 quarters with price data, UBSI moved an average of +2.3% in the 20 trading sessions before reporting and was higher in 67% of them. After a run-up of 3% or more (4 quarters), it fell the next day 25% of the time, averaging +1.4%. After a drop of 3% or more (3 quarters), it rose the next day 33% of the time, averaging +0.9%. This describes past reports; it is not a forecast.
How we calculate these numbers
Reported EPS and estimates come from Yahoo Finance; report times, upcoming dates and revenue come from Finnhub. The 1-day move is the close-to-close change over the first session that reflects the report (the report-day close for after-close reports, the prior close for pre-market reports); reactions are left blank when the report time is unknown or looks inconsistent. The expected move is the price of the nearest at-the-money straddle that expires after the report divided by the share price, shown only when the quotes are liquid. Quarters where the two data sources disagree on beat versus miss are shown but never counted. Information only, not investment advice.
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