UWMC Stock Price Today (September 2026) — UWM Holdings Corporation Analysis & Key Metrics 2026-09-03
UWM Holdings Corporation (UWMC) is trading at $1.46, up 0.69% today (as of September 2026). The stock continues to show pressure below major moving averages, attracting attention from investors looking for Financial Services growth opportunities.
- According to consensus analyst estimates, the 1-year price target is $2.22 (52.0% upside).
- Volatility remains elevated (53.12% annualized), implying wide price swings for short-term traders.
- The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (-70.60% YoY) alongside significant competitive pressures.
UWMC Stock Analysis: Key Metrics & Valuation (September 2026)
Concise, actionable data for investors
UWM Holdings Corporation - Historical Price & Volume
Market Cap
Enterprise Value: $16.72B
P/E Ratio
Forward P/E: 3.99
Revenue Growth
Year over Year
Analyst Target
+52.0% upside potential
Key Investor Questions About UWMC
What investors need to know before buying
Based on current market data, UWMC presents a neutral technical setup with challenging fundamentals.
- Technicals say: Neutral (RSI 45.61)
- Fundamentals say: Challenging (declining revenue trends)
UWMC's growth trajectory depends on its ability to expand within the Mortgage Finance sector while managing margin pressures.
- Future growth will depend on performance in core Mortgage Finance operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
The primary risks for UWMC investors include debt exposure and competitive dynamics in the Mortgage Finance industry.
- $15.89B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Mortgage Finance.
52-Week Trading Range
Over the past year, UWMC stock traded between $0.93 and $7.14—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.
Volatility & Risk Profile
With 53.12% annualized volatility and β=0.99, the stock exhibits moderate correlation to market moves—making UWMC suitable for investors comfortable with active risk management.
Institutional & Insider Ownership
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment & Price Targets
Latest News & Headlines
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Frequently Asked Questions
Common investor questions about UWM Holdings Corporation
UWM Holdings Corporation (UWMC) is currently trading at $1.46. The RSI (14-day) is at 45.6, indicating neutral territory. Wall Street analysts have a consensus "Hold" recommendation. The mean analyst price target of $2.22 implies 52.0% upside from current levels. Volatility is high at 53.1% annualized, meaning significant price swings are common. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for UWM Holdings Corporation (UWMC): The trailing P/E ratio is -14.60, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 3.99. Price-to-Book is 3.73. Price-to-Sales is 0.17. Valuation should be compared to Mortgage Finance industry peers for context, as different sectors trade at different multiples.
Based on 8 analysts covering UWMC, the consensus price target is $2.22. This represents a 52.0% upside from the current price of $1.46. The range spans from a low target of $1.50 to a high target of $3.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "Hold". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Yes, UWM Holdings Corporation (UWMC) pays a dividend with a current yield of approximately 27.00%. The annualized dividend rate is $0.40 per share. The payout ratio is 133.3%, which exceeds 100%—this means the company is paying out more than it earns, which may not be sustainable long-term. The most recent ex-dividend date was 2026-06-18T00:00:00.000Z.
Key risks for UWM Holdings Corporation (UWMC) investors include: 1. High volatility (53.1% annualized)—the stock can experience significant daily price swings. 2. Elevated debt levels (D/E ratio of 1613.18) which could pressure margins in a rising rate environment. 3. Declining revenue (-70.6% YoY), indicating potential business headwinds. 4. Elevated short interest (28.2% of float) suggests significant bearish sentiment. 5. Unsustainable dividend payout ratio (133%) could lead to a dividend cut. 6. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 7. Mortgage Finance sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is UWM Holdings Corporation's (UWMC) current debt and financial health profile: Total debt stands at $15.89B. The debt-to-equity ratio is 1613.18, which is high and could pose financial risk if earnings decline or borrowing costs increase. The current ratio is 1.78, indicating strong short-term liquidity. The quick ratio is 0.13. The company holds $538.33M in cash and equivalents. Free cash flow is negative at $-207,533,632, which could limit the company's ability to manage debt obligations.