UWMC Stock Price Today (October 2026) — UWM Holdings Corporation Analysis & Key Metrics 2026-10-21
UWM Holdings Corporation (UWMC) is trading at $1.10, up 3.77% today (as of October 2026). The stock continues to show pressure below major moving averages, attracting attention from investors looking for Financial Services growth opportunities.
- According to consensus analyst estimates, the 1-year price target is $1.84 (67.3% upside).
- Volatility is high (75.76% annualized), implying wide price swings for short-term traders.
- The fundamental picture, based on the latest financial filings, is nuanced: declining revenue trends (-70.60% YoY) alongside competitive pressures in the Mortgage Finance space.
UWMC Stock Analysis: Key Metrics & Valuation (October 2026)
Concise, actionable data for investors
UWM Holdings Corporation - Historical Price & Volume
- Price
- Volume
- Latest price
Market Cap
Enterprise Value: $17.12B
P/E Ratio
Forward P/E: 3.99
Revenue Growth
Year over Year
Analyst Target
+67.3% upside potential
Key Investor Questions About UWMC
What investors need to know before buying
Based on current market data, UWMC presents a neutral technical setup with challenging fundamentals.
- Technicals say: Neutral (RSI 46.19)
- Fundamentals say: Challenging (declining revenue trends)
UWMC's growth trajectory depends on its ability to expand within the Mortgage Finance sector while managing margin pressures.
- Future growth will depend on performance in core Mortgage Finance operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
The primary risks for UWMC investors include debt exposure and competitive dynamics in the Mortgage Finance industry.
- $15.89B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Mortgage Finance.
52-Week Trading Range
Over the past year, UWMC stock traded between $0.93 and $6.15 and currently trades near the low end of that range. Big swings are likely unless a major catalyst emerges.
Volatility & Risk Profile
With 75.76% annualized volatility and β=1.47, the stock exhibits high sensitivity to market moves—making UWMC suitable for investors comfortable with active risk management.
Institutional & Insider Ownership
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment & Price Targets
Latest News & Headlines
Recent headlines, coverage and TickZen analysis
Market news
UWM Holdings (UWMC) Stock Fair Value Falls After Analyst Target Cuts
Is UWM Holdings (UWMC) the Most Expensive Cheap Stock in Mortgage Lending?
Stock Market Today, Oct. 13: Rate Pressures and Analyst Downgrades Weigh on Rocket Companies
UWM Shares Fall After BTIG Downgrade
BTIG Downgrades UWM to Neutral From Buy
UWM Shares Fall After Keefe, Bruyette & Woods Downgrade
Latest TickZen Insights
All insights →No TickZen article on UWMC yet. Our newest analysis:
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Frequently Asked Questions
Common investor questions about UWM Holdings Corporation
UWM Holdings Corporation (UWMC) is currently trading at $1.10. The RSI (14-day) is at 46.2, indicating neutral territory. Wall Street analysts have a consensus "hold" recommendation. The mean analyst price target of $1.84 implies 67.3% upside from current levels. Volatility is high at 75.8% annualized, meaning significant price swings are common. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for UWM Holdings Corporation (UWMC): The trailing P/E ratio is not available (the company may not be profitable). The forward P/E is 3.99. Price-to-Book is 3.40. Price-to-Sales is 0.16. Valuation should be compared to Mortgage Finance industry peers for context, as different sectors trade at different multiples.
Based on 7 analysts covering UWMC, the consensus price target is $1.84. This represents a 67.3% upside from the current price of $1.10. The range spans from a low target of $1.40 to a high target of $3.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "hold". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Yes, UWM Holdings Corporation (UWMC) pays a dividend with a current yield of approximately 0.00%. The annualized dividend rate is $0.40 per share. The payout ratio is 148.2%, which exceeds 100%—this means the company is paying out more than it earns, which may not be sustainable long-term. The most recent ex-dividend date was Jun 18, 2026.
Key risks for UWM Holdings Corporation (UWMC) investors include: 1. High volatility (75.8% annualized)—the stock can experience significant daily price swings. 2. Elevated debt levels (debt-to-equity of 16.13x) which could pressure margins in a rising rate environment. 3. The company is not currently profitable on a trailing basis, which creates earnings uncertainty. 4. Declining revenue (-70.6% YoY), indicating potential business headwinds. 5. Elevated short interest (29.1% of float) suggests significant bearish sentiment. 6. Unsustainable dividend payout ratio (148%) could lead to a dividend cut. 7. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 8. Mortgage Finance sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is UWM Holdings Corporation's (UWMC) current debt and financial health profile: Total debt stands at $15.89B. The debt-to-equity ratio is 16.13x, which is high and could pose financial risk if earnings decline or borrowing costs increase. The current ratio is 1.78, indicating strong short-term liquidity. The quick ratio is 0.13. The company holds $538.33M in cash and equivalents. Free cash flow is negative at -$207.53M, which could limit the company's ability to manage debt obligations.