NIO Inc.(NIO)
NASDAQ

Stock Overview & Analysis

$5.07
0.19 (3.90%)

NIO Inc. (NIO) quick overview 2026-02-20

  • The stock is currently trading at $5.07, experiencing a price strength within a declining trend—trading above its 50-day average while below the 200-day.
  • Analysts appear optimistic, with a 1-year price target of $6.52 (28.6% upside).
  • Volatility is elevated (38.03% annualized), implying wide price swings.
  • The fundamental story is nuanced: solid revenue growth (16.70% YoY) alongside significant competitive pressures.

Here's What You Need to Know Right Now

Concise, actionable context

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target6.5228.6%
Volatility (30d ann.)38.0327High
RSI (14-day)
61.14 (Neutral)
Debt$27.64B (228.66 D/E)

NIO Inc. - Historical Price & Volume

$5.07
-0.33 (-6.11%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$12.34B

Enterprise Value: $23.88B

P/E Ratio

N/A

Forward P/E: -10.25

Revenue Growth

+16.70%

Year over Year

Analyst Target

$6.52

+28.6% upside potential

Key Investor Questions

Clarity over jargon

Is now a good time to buy?
  • Technicals say: Neutral (RSI 61.14)
  • Fundamentals say: Caution warranted (high leverage concerns)
Can its core operations drive future growth?
  • Future growth will depend on performance in core Auto Manufacturers operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks?
  • $27.64B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Auto Manufacturers.

Trading Range

52-Week Low$3.02
52-Week High$8.02
Current Price$5.07

Over the past year, the stock traded between $3.02 and $8.02—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility

30-Day Volatility38.03%
Beta1.12
RSI (14-day)61.14

With 38.03% annualized volatility and β=1.12, the stock exhibits moderate correlation to market moves—suitable for investors comfortable with active risk management.

Ownership Snapshot

Insider Ownership2.11%
Institutional Ownership14.63%
Shares Short141.69M

Lower institutional support combined with high short selling points to negative sentiment.

Analyst Sentiment

Mean Target
$6.52
Upside Potential
28.6%
Recommendation
buy
Analysts see strong upside potential with a target of $6.52. The 28.6% upside suggests optimistic growth expectations.

Latest News

Recent headlines and coverage

Motley FoolFeb 22, 2026

RWC Asset Advisors Sells Out of Entire Nio Position for $79.8 Million

Shanghai-based Nio designs and sells smart electric vehicles, leveraging proprietary battery swapping and integrated service solutions.

ZacksFeb 20, 2026

NIO Inc. (NIO) Outperforms Broader Market: What You Need to Know

NIO Inc. (NIO) reached $5.07 at the closing of the latest trading day, reflecting a +2.84% change compared to its last close.

Insider MonkeyFeb 20, 2026

JPMorgan Retains an Overweight Rating on NIO Inc. (NIO)

NIO Inc. (NYSE:NIO) is among the Goldman Sachs EV and Battery Stocks. On February 9, 2026, JPMorgan analyst Nick Lai cut NIO Inc. (NYSE:NIO)’s price objective from $8 to $7 and retained an Overweight rating. The corporation predicted that China’s auto industry would underperform in 2026, noting falling passenger vehicle growth. JPMorgan also reduced Li […]

ZacksFeb 17, 2026

NIO Inc. (NIO) is Attracting Investor Attention: Here is What You Should Know

Recently, Zacks.com users have been paying close attention to NIO (NIO). This makes it worthwhile to examine what the stock has in store.

ZacksFeb 17, 2026

Tesla or NIO: Which Stock Is Worth Retaining in Your Portfolio?

NIO gains momentum with rising deliveries, expanding margins and improving profits, while TSLA faces slowing sales and heavy AI-driven spending bets.

Simply Wall St.Feb 17, 2026

Does NIO (NIO) Share Price Reflect Its Value After Recent EV Delivery Growth?

If you are wondering whether NIO's current share price reflects its real worth or just recent hype, this article walks through what the numbers actually say about value. NIO's stock most recently closed at US$4.95, with returns of 1.2% over 7 days, 5.1% over 30 days, an 11.5% gain over 1 year, but declines of 3.7% year to date, 51.4% over 3 years and 90.2% over 5 years. Recent headlines around NIO have kept attention on the stock, including ongoing discussions about its position in the...

Simply Wall St.Feb 17, 2026

NIO Faces Record Recall As Battery Swap Milestone Tests Investment Thesis

NIO recalls more than 246,000 vehicles due to a software issue that can disable dashboard and control screens. The company reports that this is its largest recall to date, focused on driver interface software fixes. Separately, NIO completes its 100,000,000th battery swap, marking a major milestone for its battery swapping network. For investors watching NYSE:NIO, the news presents mixed signals. The company is confronting a large-scale software recall at the same time it highlights...

Motley FoolFeb 16, 2026

Got $2,000? 2 Top Growth Stocks to Buy That Could Double Your Money

Nio and AST SpaceMobile could deliver significant gains over the next few years.

Motley FoolFeb 16, 2026

Better EV Stock: Rivian vs. Nio

Nio and Rivian are both relatively young EV producers, but the market conditions they're faced with could not be more different.

Motley FoolFeb 15, 2026

Nio Touts First Adjusted Profit -- Here's What It Isn't Saying

Nio's preliminary data shows the company generated adjusted profit from operations during the fourth quarter -- but don't overlook the drawback to its operating margins.

Frequently Asked Questions

Common investor questions about NIO Inc.

NIO Inc. (NIO) is currently trading at $5.07. The RSI (14-day) is at 61.1, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $6.52 implies 28.6% upside from current levels. Volatility is moderate at 38.0% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for NIO Inc. (NIO): The trailing P/E ratio is not available (the company may not be profitable). The forward P/E is -10.25. Price-to-Book is 22.31. Price-to-Sales is 0.17. Valuation should be compared to Auto Manufacturers industry peers for context, as different sectors trade at different multiples.

Based on 24 analysts covering NIO, the consensus price target is $6.52. This represents a 28.6% upside from the current price of $5.07. The range spans from a low target of $4.10 to a high target of $9.30, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

NIO Inc. (NIO) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.

Key risks for NIO Inc. (NIO) investors include: 1. Moderate volatility (38.0% annualized)—price swings are notable. 2. Elevated debt levels (D/E ratio of 228.66) which could pressure margins in a rising rate environment. 3. The company is not currently profitable on a trailing basis, which creates earnings uncertainty. 4. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 5. Auto Manufacturers sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is NIO Inc.'s (NIO) current debt and financial health profile: Total debt stands at $27.64B. The debt-to-equity ratio is 228.66, which is high and could pose financial risk if earnings decline or borrowing costs increase. The current ratio is 0.94, which is below 1.0 and may indicate short-term liquidity concerns. The quick ratio is 0.57. The company holds $24.11B in cash and equivalents.