BILL Holdings, Inc.(BILL)NASDAQ
Stock Overview & Analysis
BILL Holdings, Inc. (BILL) quick overview 2026-02-20
- The stock is currently trading at $46.20, experiencing a short-term pullback within a declining trend—trading below its 50-day average while below the 200-day.
- Analysts appear optimistic, with a 1-year price target of $57.86 (25.2% upside).
- Volatility is elevated (123.01% annualized), implying wide price swings.
- The fundamental story is nuanced: solid revenue growth (14.40% YoY) alongside significant competitive pressures.
Here's What You Need to Know Right Now
Concise, actionable context
BILL Holdings, Inc. - Historical Price & Volume
Market Cap
Enterprise Value: $4.09B
P/E Ratio
Forward P/E: 16.81
Revenue Growth
Year over Year
Analyst Target
+25.2% upside potential
Key Investor Questions
Clarity over jargon
- Technicals say: Neutral (RSI 49.10)
- Fundamentals say: Caution warranted (high leverage concerns)
- Future growth will depend on performance in core Software - Application operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
- $1.89B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Software - Application.
Trading Range
Over the past year, the stock traded between $35.46 and $61.21—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.
Volatility
With 123.01% annualized volatility and β=1.26, the stock exhibits high sensitivity to market moves—suitable for investors comfortable with active risk management.
Ownership Snapshot
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment
Latest News
Recent headlines and coverage
BILL Holdings Sale Talks Highlight Valuation Gap And Volatility Risks
BILL Holdings (NYSE:BILL) is reportedly exploring a potential sale after pressure from an activist investor. Private equity firm Hellman & Friedman is said to be in talks to acquire the company. New board members are involved as the company reviews its future direction and options. BILL Holdings, listed on the NYSE under the ticker BILL, provides software that helps small and mid sized businesses manage and automate their financial workflows. The company operates in a segment where digital...
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BILL Holdings Weighs Sale As Activists Push For Profitability Shift
BILL Holdings, trading as NYSE:BILL, is reported to be exploring a potential sale of the company. Private equity firm Hellman & Friedman is said to be in talks regarding a possible acquisition. The board is reviewing alternatives after activist investors pushed for improved profitability and changes to the business. For shareholders, this comes at a time when NYSE:BILL is trading at $46.99, with returns showing a 7.1% decline year to date and a 21.4% decline over the past year. Over a...
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Frequently Asked Questions
Common investor questions about BILL Holdings, Inc.
BILL Holdings, Inc. (BILL) is currently trading at $46.20. The RSI (14-day) is at 49.1, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $57.86 implies 25.2% upside from current levels. Volatility is high at 123.0% annualized, meaning significant price swings are common. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for BILL Holdings, Inc. (BILL): The trailing P/E ratio is not available (the company may not be profitable). The forward P/E is 16.81. The PEG ratio is 0.72, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 1.19. Price-to-Sales is 2.92. Valuation should be compared to Software - Application industry peers for context, as different sectors trade at different multiples.
Based on 22 analysts covering BILL, the consensus price target is $57.86. This represents a 25.2% upside from the current price of $46.20. The range spans from a low target of $42.00 to a high target of $84.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
BILL Holdings, Inc. (BILL) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.
Key risks for BILL Holdings, Inc. (BILL) investors include: 1. High volatility (123.0% annualized)—the stock can experience significant daily price swings. 2. The company is not currently profitable on a trailing basis, which creates earnings uncertainty. 3. Elevated short interest (16.1% of float) suggests significant bearish sentiment. 4. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 5. Software - Application sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is BILL Holdings, Inc.'s (BILL) current debt and financial health profile: Total debt stands at $1.89B. The debt-to-equity ratio is 49.57, which is moderate and generally manageable for most companies. The current ratio is 1.65, indicating strong short-term liquidity. The quick ratio is 0.69. The company holds $2.24B in cash and equivalents. Free cash flow is positive at $122.55M, providing a cushion for debt servicing and shareholder returns.