BILL Holdings, Inc.(BILL)
NASDAQ

BILL Stock Analysis — April 2026

$36.33
-2.11 (-5.49%)

BILL Stock Price Today (April 2026) — BILL Holdings, Inc. Analysis & Key Metrics 2026-04-02

BILL Holdings, Inc. (BILL) is trading at $36.33, down 5.49% today (as of April 2026). The stock continues to show pressure below major moving averages, attracting attention from investors looking for Technology growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $57.86 (59.3% upside).
  • Volatility remains elevated (32.92% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (14.40% YoY) alongside significant competitive pressures.

BILL Stock Analysis: Key Metrics & Valuation (April 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target57.8659.3%
Volatility (30d ann.)32.9158High
RSI (14-day)
42.05 (Neutral)
Debt$1.89B (49.57 D/E)

BILL Holdings, Inc. - Historical Price & Volume

$36.33
-27.79 (-43.34%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$3.87B

Enterprise Value: $3.47B

P/E Ratio

N/A

Forward P/E: 14.36

Revenue Growth

+14.40%

Year over Year

Analyst Target

$57.86

+59.3% upside potential

Key Investor Questions About BILL

What investors need to know before buying

Is it a good time to buy BILL stock?

Based on current market data, BILL presents a neutral technical setup with caution warranted fundamentals.

  • Technicals say: Neutral (RSI 42.05)
  • Fundamentals say: Caution warranted (high leverage concerns)
Can BILL sustain revenue growth in the Software - Application market?

BILL's growth trajectory depends on its ability to expand within the Software - Application sector while managing margin pressures.

  • Future growth will depend on performance in core Software - Application operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing BILL stock?

The primary risks for BILL investors include debt exposure and competitive dynamics in the Software - Application industry.

  • $1.89B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Software - Application.

52-Week Trading Range

52-Week Low$35.46
52-Week High$57.21
Current Price$36.33

Over the past year, BILL stock traded between $35.46 and $57.21—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility32.92%
Beta1.30
RSI (14-day)42.05

With 32.92% annualized volatility and β=1.30, the stock exhibits high sensitivity to market moves—making BILL suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership12.36%
Institutional Ownership112.20%
Shares Short10.87M

High institutional backing, but elevated short interest signals a potential battleground stock.

Analyst Sentiment & Price Targets

Mean Target
$57.86
Upside Potential
59.3%
Recommendation
buy
Analysts see strong upside potential with a target of $57.86. The 59.3% upside suggests optimistic growth expectations.

Latest News & Headlines

Recent headlines and coverage

ZacksApr 7, 2026

All You Need to Know About BILL Holdings (BILL) Rating Upgrade to Buy

BILL Holdings (BILL) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

StockStoryApr 6, 2026

3 Stocks Under $50 Walking a Fine Line

The $10-50 price range often includes mid-sized businesses with proven track records and plenty of growth runway ahead. They also usually carry less risk than penny stocks, though they’re not immune to volatility as many lack the scale advantages of their larger peers.

Simply Wall St.Apr 6, 2026

Exploring US High Growth Tech Stocks This April 2026

The United States market has experienced a notable upswing, rising 3.5% over the past week and an impressive 31% over the last year, with earnings projected to grow by 16% annually. In this thriving environment, identifying high growth tech stocks involves looking for companies that not only capitalize on current technological trends but also demonstrate strong potential for sustained revenue expansion and innovation.

StockStoryMar 30, 2026

3 Software Stocks Walking a Fine Line

From commerce to culture, software is digitizing every aspect of our lives. Companies bringing it to life have been rewarded with high valuation multiples that make fundraising easier, but they have weighed on the returns lately as the industry has pulled back by 27.5% over the past six months. This drawdown was much worse than the S&P 500’s 3.2% decline.

StockStoryMar 27, 2026

3 of Wall Street’s Favorite Stocks with Open Questions

Wall Street has set ambitious price targets for the stocks in this article. While this suggests attractive upside potential, it’s important to remain skeptical because analysts face institutional pressures that can sometimes lead to overly optimistic forecasts.

Insider MonkeyMar 26, 2026

BILL Holdings, Inc. (BILL) Turns to AI to Enhance Accounting amid go-to Market Strategy

BILL Holdings Inc. (NYSE:BILL) is one of the tech stocks to sell right now, according to Cathie Wood. In Q3 2025, ARK Investment Management held 151,654 shares of BILL Holdings Inc. (NYSE:BILL) worth $8 million, but by year‑end, it had fully exited the position. The stock is down about 19% year to date, underperforming the […]

Simply Wall St.Mar 19, 2026

A Look At BILL Holdings (BILL) Valuation After Recent Share Price Weakness

Why BILL Holdings is on investors’ radar today BILL Holdings (BILL) has drawn attention after a period of weak share performance, with the stock around $39.98 and negative returns over the past month and past 3 months prompting closer scrutiny from investors. At the same time, the company reports annual revenue of about US$1.55b and a net income loss of roughly US$24.21m, keeping the focus on how its financial operations platform model is translating into earnings. See our latest analysis for...

Motley FoolMar 18, 2026

Greenhouse Funds Dumps 803,000 Blackbaud Shares Worth $51.6 Million

Blackbaud delivers cloud-based software to nonprofits, education, and healthcare, supporting fundraising and financial operations.

StockStoryMar 16, 2026

BILL (BILL): Buy, Sell, or Hold Post Q4 Earnings?

BILL has gotten torched over the last six months - since September 2025, its stock price has dropped 22.7% to $39.71 per share. This might have investors contemplating their next move.

Motley FoolMar 14, 2026

Is Globalstar Stock a Buy After Greenhouse Funds Added Over 75,000 Shares to Its Position?

Globalstar operates a global satellite network, delivering connectivity and tracking solutions for industrial and remote applications.

Frequently Asked Questions

Common investor questions about BILL Holdings, Inc.

BILL Holdings, Inc. (BILL) is currently trading at $36.33. The RSI (14-day) is at 42.1, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $57.86 implies 59.3% upside from current levels. Volatility is moderate at 32.9% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for BILL Holdings, Inc. (BILL): The trailing P/E ratio is not available (the company may not be profitable). The forward P/E is 14.36. The PEG ratio is 0.53, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 1.01. Price-to-Sales is 2.49. Valuation should be compared to Software - Application industry peers for context, as different sectors trade at different multiples.

Based on 22 analysts covering BILL, the consensus price target is $57.86. This represents a 59.3% upside from the current price of $36.33. The range spans from a low target of $42.00 to a high target of $84.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

BILL Holdings, Inc. (BILL) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.

Key risks for BILL Holdings, Inc. (BILL) investors include: 1. Moderate volatility (32.9% annualized)—price swings are notable. 2. The company is not currently profitable on a trailing basis, which creates earnings uncertainty. 3. Elevated short interest (14.3% of float) suggests significant bearish sentiment. 4. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 5. Software - Application sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is BILL Holdings, Inc.'s (BILL) current debt and financial health profile: Total debt stands at $1.89B. The debt-to-equity ratio is 49.57, which is moderate and generally manageable for most companies. The current ratio is 1.65, indicating strong short-term liquidity. The quick ratio is 0.69. The company holds $2.24B in cash and equivalents. Free cash flow is positive at $122.55M, providing a cushion for debt servicing and shareholder returns.