Banco Santander, S.A.(SAN)NASDAQ
Stock Overview & Analysis
Banco Santander, S.A. (SAN) quick overview 2026-02-20
- The stock is currently trading at $12.75, experiencing a price strength within a larger uptrend—trading above its 50-day average while holding above the 200-day.
- Analysts appear optimistic, with a 1-year price target of $10.74 (-15.8% upside).
- Volatility is elevated (34.88% annualized), implying wide price swings.
- The fundamental story is nuanced: solid revenue growth (-15.00% YoY) alongside significant competitive pressures.
Here's What You Need to Know Right Now
Concise, actionable context
Banco Santander, S.A. - Historical Price & Volume
Market Cap
Enterprise Value: $86.18B
P/E Ratio
Forward P/E: 10.00
Revenue Growth
Year over Year
Analyst Target
+-15.8% upside potential
Key Investor Questions
Clarity over jargon
- Technicals say: Neutral (RSI 58.13)
- Fundamentals say: Mixed signals (nuanced financial profile)
- Future growth will depend on performance in core Banks - Diversified operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
- $380.66B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Banks - Diversified.
Trading Range
Over the past year, the stock traded between $5.54 and $13.11—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.
Volatility
With 34.88% annualized volatility and β=0.94, the stock exhibits moderate correlation to market moves—suitable for investors comfortable with active risk management.
Ownership Snapshot
High institutional ownership with low short interest suggests steadier hands and low immediate risk.
Analyst Sentiment
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Assessing Banco Santander’s (BME:SAN) Valuation After A Strong Year Of Shareholder Returns
Recent performance snapshot for Banco Santander Banco Santander (BME:SAN) has caught investor attention after a mixed recent run, with a 2.5% gain in the latest session but a 5% decline over the past week. Over the past month the stock shows a 2.4% decline, while the past 3 months reflect a 17.3% total return and the past year an 81.4% total return. See our latest analysis for Banco Santander. The recent 1 day share price return of 2.53% to €10.288 comes after some short term weakness, with a...
Does Santander (BME:SAN) Offer Opportunity After A 81% One Year Share Price Jump
If you are wondering whether Banco Santander's recent share price puts it on sale or already reflects the good news, you are in the right place for a clear look at what the numbers say about value. The stock has pulled back over the last week with a 5% decline, sits slightly positive year to date at 0.4%, and has a 81.4% return over 1 year and 221.2% over 3 years, while the 5 year return is 310.8%. Recent coverage has focused on Banco Santander's role as a major European bank and its...
Frequently Asked Questions
Common investor questions about Banco Santander, S.A.
Banco Santander, S.A. (SAN) is currently trading at $12.75. The RSI (14-day) is at 58.1, indicating neutral territory. Wall Street analysts have a consensus "hold" recommendation. The mean analyst price target of $10.74 implies 15.8% downside from current levels. Volatility is moderate at 34.9% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for Banco Santander, S.A. (SAN): The trailing P/E ratio is 12.97, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 10.00, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 2.95, above 2.0, suggesting the stock may be overvalued relative to its expected growth. Price-to-Book is 1.52. Price-to-Sales is 3.64. Valuation should be compared to Banks - Diversified industry peers for context, as different sectors trade at different multiples.
Based on 2 analysts covering SAN, the consensus price target is $10.74. This represents a 15.8% downside from the current price of $12.75. The range spans from a low target of $8.60 to a high target of $12.87, reflecting varying levels of optimism among analysts. The consensus recommendation is "hold". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Yes, Banco Santander, S.A. (SAN) pays a dividend with a current yield of approximately 2.01%. The annualized dividend rate is $0.26 per share. The payout ratio is 27.9%, which is conservative and suggests the dividend is well-covered by earnings with room for future increases. The most recent ex-dividend date was 2025-10-31.
Key risks for Banco Santander, S.A. (SAN) investors include: 1. Moderate volatility (34.9% annualized)—price swings are notable. 2. Declining revenue (-15.0% YoY), indicating potential business headwinds. 3. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 4. Banks - Diversified sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is Banco Santander, S.A.'s (SAN) current debt and financial health profile: Total debt stands at $380.66B. The company holds $489.69B in cash and equivalents.