Rocket Companies, Inc.(RKT)NASDAQ
Stock Overview & Analysis
Rocket Companies, Inc. (RKT) quick overview 2026-02-20
- The stock is currently trading at $17.98, experiencing a short-term pullback within a declining trend—trading below its 50-day average while below the 200-day.
- Analysts appear optimistic, with a 1-year price target of $21.57 (20.0% upside).
- Volatility is elevated (62.62% annualized), implying wide price swings.
- The fundamental story is nuanced: solid revenue growth (1.26% YoY) alongside significant competitive pressures.
Here's What You Need to Know Right Now
Concise, actionable context
Rocket Companies, Inc. - Historical Price & Volume
Market Cap
Enterprise Value: $68.04B
P/E Ratio
Forward P/E: 22.22
Revenue Growth
Year over Year
Analyst Target
+20.0% upside potential
Key Investor Questions
Clarity over jargon
- Technicals say: Neutral (RSI 38.57)
- Fundamentals say: Caution warranted (high leverage concerns)
- Future growth will depend on performance in core Mortgage Finance operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
- $22.26B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Mortgage Finance.
Trading Range
Over the past year, the stock traded between $10.94 and $24.36—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.
Volatility
With 62.62% annualized volatility and β=2.31, the stock exhibits high sensitivity to market moves—suitable for investors comfortable with active risk management.
Ownership Snapshot
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment
Latest News
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Frequently Asked Questions
Common investor questions about Rocket Companies, Inc.
Rocket Companies, Inc. (RKT) is currently trading at $17.98. The RSI (14-day) is at 38.6, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $21.57 implies 20.0% upside from current levels. Volatility is high at 62.6% annualized, meaning significant price swings are common. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for Rocket Companies, Inc. (RKT): The trailing P/E ratio is not available (the company may not be profitable). The forward P/E is 22.22. The PEG ratio is 0.44, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 4.32. Price-to-Sales is 8.36. Valuation should be compared to Mortgage Finance industry peers for context, as different sectors trade at different multiples.
Based on 14 analysts covering RKT, the consensus price target is $21.57. This represents a 20.0% upside from the current price of $17.98. The range spans from a low target of $16.00 to a high target of $25.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Rocket Companies, Inc. (RKT) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.
Key risks for Rocket Companies, Inc. (RKT) investors include: 1. High volatility (62.6% annualized)—the stock can experience significant daily price swings. 2. Elevated debt levels (D/E ratio of 251.43) which could pressure margins in a rising rate environment. 3. The company is not currently profitable on a trailing basis, which creates earnings uncertainty. 4. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 5. Mortgage Finance sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is Rocket Companies, Inc.'s (RKT) current debt and financial health profile: Total debt stands at $22.26B. The debt-to-equity ratio is 251.43, which is high and could pose financial risk if earnings decline or borrowing costs increase. The current ratio is 20.39, indicating strong short-term liquidity. The quick ratio is 5.95. The company holds $6.17B in cash and equivalents. Free cash flow is negative at $-757,738,752, which could limit the company's ability to manage debt obligations.