Bank of America Corporation(BAC)
NASDAQ

BAC Stock Analysis — May 2026

$51.80
0.31 (0.60%)

BAC Stock Price Today (May 2026) — Bank of America Corporation Analysis & Key Metrics 2026-05-22

Bank of America Corporation (BAC) is trading at $51.80, up 0.60% today (as of May 2026). The stock continues to show pressure below major moving averages, attracting attention from investors looking for Financial Services growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $62.93 (21.5% upside).
  • Volatility remains elevated (19.52% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (11.80% YoY) alongside significant competitive pressures.

BAC Stock Analysis: Key Metrics & Valuation (May 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target62.9321.5%
Volatility (30d ann.)19.524High
RSI (14-day)
54.99 (Neutral)
Debt$780.55B (N/A D/E)

Bank of America Corporation - Historical Price & Volume

$51.80
+13.70 (+35.94%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$379.60B

Enterprise Value: $139.48B

P/E Ratio

13.24

Forward P/E: 10.56

Revenue Growth

+11.80%

Year over Year

Analyst Target

$62.93

+21.5% upside potential

Key Investor Questions About BAC

What investors need to know before buying

Is it a good time to buy BAC stock?

Based on current market data, BAC presents a neutral technical setup with mixed signals fundamentals.

  • Technicals say: Neutral (RSI 54.99)
  • Fundamentals say: Mixed signals (nuanced financial profile)
Can BAC sustain revenue growth in the Banks - Diversified market?

BAC's growth trajectory depends on its ability to expand within the Banks - Diversified sector while managing margin pressures.

  • Future growth will depend on performance in core Banks - Diversified operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing BAC stock?

The primary risks for BAC investors include debt exposure and competitive dynamics in the Banks - Diversified industry.

  • $780.55B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Banks - Diversified.

52-Week Trading Range

52-Week Low$40.56
52-Week High$57.55
Current Price$51.80

Over the past year, BAC stock traded between $40.56 and $57.55—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility19.52%
Beta1.24
RSI (14-day)54.99

With 19.52% annualized volatility and β=1.24, the stock exhibits high sensitivity to market moves—making BAC suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership7.38%
Institutional Ownership71.55%
Shares Short2.24K

High institutional ownership with low short interest suggests steadier hands and low immediate risk.

Analyst Sentiment & Price Targets

Mean Target
$62.93
Upside Potential
21.5%
Recommendation
strong_buy
Analysts see strong upside potential with a target of $62.93. The 21.5% upside suggests optimistic growth expectations.

Latest News & Headlines

Recent headlines and coverage

FortuneMay 23, 2026

U.S. debt is the ‘elephant in the room’ amid bond market rout as Fed-fueled interest costs could drive even larger deficits, analysts warn

"In our view, unsustainable fiscal dynamics are compounding with a reflation story, turning a short-term problem into a long-end selloff."

BloombergMay 23, 2026

Hyperscaler Debt Flood Brings Derivatives Bonanza

(Bloomberg) -- As big tech companies raise hundreds of billions of dollars to fund artificial intelligence investments, Wall Street banks are increasingly finding they have to trade more credit derivatives to keep doing business with the hyperscalers.Most Read from BloombergBungie Plans Layoffs After Ending ‘Destiny 2’ DevelopmentTrump to Force Foreigners Seeking Green Cards to Go Home FirstTrump Says He’ll Announce Negotiated Deal With Iran ShortlyIran, US Signal Progress in Peace Talks as Issu

Simply Wall St.May 23, 2026

How The Advanced Micro Devices (AMD) Story Is Shifting With AI Optimism And Valuation Concerns

The base case fair value estimate for Advanced Micro Devices has shifted from about US$289.61 to about US$472.17 per share, a material reset in how the stock is being framed in valuation models. This move lines up with Street research splitting into bullish and bearish camps, with one side leaning into AI driven upside and the other stressing valuation risk and execution questions. As you read on, you will see what is feeding into this evolving narrative and how to track it over time. Analyst...

Simply Wall St.May 23, 2026

The Bull Case For Centene (CNC) Could Change Following BofA’s Medicaid Margin Rebound Projections – Learn Why

Earlier this week, BofA Securities issued a report suggesting Centene’s earnings per share could be several times higher by 2029, primarily driven by improved Medicaid margins and a rebound in managed care profitability after recent pressure. The report also argues that Centene’s 2026 earnings guidance reflects only a fraction of its perceived potential, implying current expectations may underappreciate the scope for Medicaid margin recovery based on historical patterns. We’ll now examine...

Simply Wall St.May 23, 2026

Does CFRA’s Downgrade and Insider Selling Shift the Bull Case for Bank of America (BAC)?

Earlier this month, research firm CFRA downgraded Bank of America to a Hold rating, citing valuation concerns, sensitivity of net interest income to rate moves, and exposure to commercial real estate, while recent bond issuance activity highlighted the bank’s ongoing funding in senior unsecured notes across a range of maturities. An interesting wrinkle is that this more cautious stance from CFRA comes alongside increased insider selling, suggesting a cooler mood among those closest to the...

The Wall Street JournalMay 23, 2026

Investors Just Can’t Get Enough of Stocks These Days

War in the Middle East, the largest energy shock in history and worries about artificial intelligence have done little to cool their ardor. U.S. corporations are wrapping up a blockbuster earnings season. Institutional investors are holding 50% more in stocks than their benchmarks, the highest figure since January 2022, according to Bank of America’s latest survey of global fund managers.

TheStreetMay 22, 2026

Bank of America customers to get ATM fee settlement payment

Paying money to get your own money out of an ATM or even to check your balance can be really frustrating. Bank fees may look small on paper, but they can quickly add up, especially at ATMs. The average total cost of using an out-of-network ATM hit a record $4.86 in 2025, up from $4.77 a year ...

TheStreetMay 22, 2026

BofA makes blunt call on Target stock price after guidance

Target gave investors a better profit outlook after its latest quarter, yet Bank of America is still taking a cautious view on the stock as the retailer works through a longer turnaround in a competitive consumer backdrop. BofA reiterated its Underperform rating on Target and kept its $110 price ...

24/7 Wall St.May 22, 2026

OMAH Delivers 15% Returns While Berkshire Stock Drops 5%: The Buffett ETF Retirees Overlook

Retirees who admire Warren Buffett face a recurring frustration: Berkshire Hathaway (NYSE:BRK-B) pays no dividend, so owning the stock means watching the compounding happen on paper while no cash hits the brokerage account. The VistaShares Target 15 Berkshire Select Income ETF (NYSEARCA:OMAH) was built to plug that gap. OMAH holds a basket modeled after Berkshire’s ... OMAH Delivers 15% Returns While Berkshire Stock Drops 5%: The Buffett ETF Retirees Overlook

TheStreetMay 22, 2026

Another Wall Street giant loses its big-bank Buy rating

A major bank just lost its Buy rating, and the firm behind the call did not stop at one name. The downgrade came because the people watching the whole sector think the easy money may already be made, not because the bank underperformed. That distinction matters for anyone holding bank stocks right ...

Frequently Asked Questions

Common investor questions about Bank of America Corporation

Bank of America Corporation (BAC) is currently trading at $51.80. The RSI (14-day) is at 55.0, indicating neutral territory. Wall Street analysts have a consensus "strong_buy" recommendation. The mean analyst price target of $62.93 implies 21.5% upside from current levels. Volatility is low at 19.5% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for Bank of America Corporation (BAC): The trailing P/E ratio is 13.24, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 10.56, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 0.95, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 1.38. Price-to-Sales is 3.46. Valuation should be compared to Banks - Diversified industry peers for context, as different sectors trade at different multiples.

Based on 23 analysts covering BAC, the consensus price target is $62.93. This represents a 21.5% upside from the current price of $51.80. The range spans from a low target of $57.50 to a high target of $71.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "strong_buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

Yes, Bank of America Corporation (BAC) pays a dividend with a current yield of approximately 2.16%. The annualized dividend rate is $1.10 per share. The payout ratio is 27.3%, which is conservative and suggests the dividend is well-covered by earnings with room for future increases. The most recent ex-dividend date was 2026-06-05.

Key risks for Bank of America Corporation (BAC) investors include: 1. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 2. Banks - Diversified sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is Bank of America Corporation's (BAC) current debt and financial health profile: Total debt stands at $780.55B. The company holds $1.05T in cash and equivalents.