Rocket Companies, Inc.(RKT)
NASDAQ

RKT Stock Analysis — July 2026

$14.54
-0.36 (-2.42%)

RKT Stock Price Today (July 2026) — Rocket Companies, Inc. Analysis & Key Metrics 2026-07-17

Rocket Companies, Inc. (RKT) is trading at $14.54, down 2.42% today (as of July 2026). The stock continues to show early recovery signs above the short-term average, attracting attention from investors looking for Financial Services growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $19.56 (34.5% upside).
  • Volatility remains elevated (37.50% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (1.67% YoY) alongside significant competitive pressures.

RKT Stock Analysis: Key Metrics & Valuation (July 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target19.558334.5%
Volatility (30d ann.)37.5018High
RSI (14-day)
49.11 (Neutral)
Debt$31.68B (136.36 D/E)

Rocket Companies, Inc. - Historical Price & Volume

$14.54
+0.61 (+4.38%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$44.56B

Enterprise Value: $73.55B

P/E Ratio

-484.67

Forward P/E: 14.76

Revenue Growth

+1.67%

Year over Year

Analyst Target

$19.56

+34.5% upside potential

Key Investor Questions About RKT

What investors need to know before buying

Is it a good time to buy RKT stock?

Based on current market data, RKT presents a neutral technical setup with caution warranted fundamentals.

  • Technicals say: Neutral (RSI 49.11)
  • Fundamentals say: Caution warranted (high leverage concerns)
Can RKT sustain revenue growth in the Mortgage Finance market?

RKT's growth trajectory depends on its ability to expand within the Mortgage Finance sector while managing margin pressures.

  • Future growth will depend on performance in core Mortgage Finance operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing RKT stock?

The primary risks for RKT investors include debt exposure and competitive dynamics in the Mortgage Finance industry.

  • $31.68B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Mortgage Finance.

52-Week Trading Range

52-Week Low$12.17
52-Week High$24.36
Current Price$14.54

Over the past year, RKT stock traded between $12.17 and $24.36—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility37.50%
Beta1.12
RSI (14-day)49.11

With 37.50% annualized volatility and β=1.12, the stock exhibits moderate correlation to market moves—making RKT suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership1.28%
Institutional Ownership90.43%
Shares Short96.51M

High institutional backing, but elevated short interest signals a potential battleground stock.

Analyst Sentiment & Price Targets

Mean Target
$19.56
Upside Potential
34.5%
Recommendation
buy
Analysts see strong upside potential with a target of $19.56. The 34.5% upside suggests optimistic growth expectations.

Latest News & Headlines

Recent headlines and coverage

Simply Wall St.Jul 17, 2026

Rocket (RKT) Stock May Look Reasonable After Servicing Integration Progress

Rocket Companies stock sits at an interesting crossroads, with a strong 50.0% three year return on the one hand and a low overall value score on the other, while the Excess Returns intrinsic value estimate suggests the current share price is roughly in line with fair value rather than clearly cheap. The 50.0% return over three years points to investors already paying up for the Rocket Companies story, so any further upside may depend on how the fundamentals evolve from here. Rocket’s...

GuruFocus.comJul 16, 2026

Rocket Companies Upgraded as Valuation Nears a 52-Week Low

Morgan Stanley's $19 target and Overweight rating counter a JPMorgan target cut days earlier

Simply Wall St.Jul 16, 2026

What Rocket Companies (RKT)'s Weather-Driven Redfin Integration Means For Shareholders

In recent weeks, Redfin, the real estate brokerage powered by Rocket Companies, reported shifting U.S. housing conditions, including more sellers than buyers, a dip in pending home sales and new listings, and contrasting home price trends between affordable and expensive college towns. Redfin also launched an integration of detailed local weather data from The Weather Company onto all for-sale listings, highlighting how climate and weather preferences are increasingly shaping homebuyer...

24/7 Wall St.Jul 16, 2026

Billionaire Leon Cooperman’s Top 3 Stocks: Buy, Sell or Hold

Billionaire Leon Cooperman holds three very different positions right now, and the gap between the best and worst setups is wider than it looks from the headlines.

24/7 Wall St.Jul 16, 2026

Here Are Thursday’s Top Wall Street Analyst Research Calls: Alphabet, BlackRock, Etsy, Flex, Lululemon Athletica, Meta Platforms, Okta, Palo Alto Networks, and More

Wall Street analysts are reshuffling their bets on Thursday, sending some of the market's biggest names in opposite directions as geopolitical tensions and inflation crosscurrents cloud the outlook. Find out which stocks got upgraded, downgraded, or newly covered today.

TrefisJul 14, 2026

Down 49%, Is RKLB Stock Grounded In Reality Or Ready For Liftoff?

The company is reporting record sales and a large order book, yet the stock has stumbled, forcing a hard look at whether you are buying proven execution or a high-stakes bet on a rocket that has not yet flown.

BarchartJul 10, 2026

Unusual Options Activity in This 1 Stock Highlights a Bet on Big Volatility with Capped Downside and Unlimited Upside

Among QXO’s unusual options activity yesterday was a call ratio backspread that netted some trader/investor a $468,000 credit by betting on either minimal movement or a sharp rally. It’s an advanced bet that could pay big dividends.

TrefisJul 9, 2026

META Stock: Priced Like A Bond, Growing Like A Rocket

A technology giant is growing faster than it has in years, yet the market is pricing its stock as if that growth is worth nothing at all.

Simply Wall St.Jul 8, 2026

Rocket Companies (RKT) Slides 6%, Is It Below Fair Value?

Stock Move Puts Fresh Attention on Rocket Companies Rocket Companies (RKT) drew attention after its shares fell 5.9% to close at US$14.63, slightly below a GF Value estimate of US$14.66. This move is prompting fresh questions around how the stock is currently priced. See our latest analysis for Rocket Companies. For context, Rocket Companies has had a mixed run. The recent 1 day share price decline of 5.9% and 7 day share price decline of 7.1% sit against a 1 year total shareholder return of...

MT NewswiresJul 8, 2026

Sector Update: Tech Stocks Rise Late Afternoon

Tech stocks were higher late Wednesday afternoon, with the State Street Technology Select Sector SPD

Frequently Asked Questions

Common investor questions about Rocket Companies, Inc.

Rocket Companies, Inc. (RKT) is currently trading at $14.54. The RSI (14-day) is at 49.1, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $19.56 implies 34.5% upside from current levels. Volatility is moderate at 37.5% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for Rocket Companies, Inc. (RKT): The trailing P/E ratio is -484.67, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 14.76. The PEG ratio is 0.53, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 1.77. Price-to-Sales is 1.60. Valuation should be compared to Mortgage Finance industry peers for context, as different sectors trade at different multiples.

Based on 12 analysts covering RKT, the consensus price target is $19.56. This represents a 34.5% upside from the current price of $14.54. The range spans from a low target of $16.00 to a high target of $24.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

Rocket Companies, Inc. (RKT) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.

Key risks for Rocket Companies, Inc. (RKT) investors include: 1. Moderate volatility (37.5% annualized)—price swings are notable. 2. Elevated debt levels (D/E ratio of 136.36) which could pressure margins in a rising rate environment. 3. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 4. Mortgage Finance sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is Rocket Companies, Inc.'s (RKT) current debt and financial health profile: Total debt stands at $31.68B. The debt-to-equity ratio is 136.36, which is elevated and warrants monitoring, especially in a rising interest rate environment. The current ratio is 2.48, indicating strong short-term liquidity. The quick ratio is 0.27. The company holds $2.69B in cash and equivalents. Free cash flow is negative at $-4,300,042,240, which could limit the company's ability to manage debt obligations.