NU Stock Price Today (July 2026) — Nu Holdings Ltd. Analysis & Key Metrics 2026-07-17
Nu Holdings Ltd. (NU) is trading at $13.59, down 1.45% today (as of July 2026). The stock continues to show early recovery signs above the short-term average, attracting attention from investors looking for Financial Services growth opportunities.
- According to consensus analyst estimates, the 1-year price target is $17.82 (31.1% upside).
- Volatility remains elevated (24.15% annualized), implying wide price swings for short-term traders.
- The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (43.70% YoY) alongside significant competitive pressures.
NU Stock Analysis: Key Metrics & Valuation (July 2026)
Concise, actionable data for investors
Nu Holdings Ltd. - Historical Price & Volume
Market Cap
Enterprise Value: $55.20B
P/E Ratio
Forward P/E: 11.60
Revenue Growth
Year over Year
Analyst Target
+31.1% upside potential
Key Investor Questions About NU
What investors need to know before buying
Based on current market data, NU presents a neutral technical setup with mixed signals fundamentals.
- Technicals say: Neutral (RSI 53.69)
- Fundamentals say: Mixed signals (nuanced financial profile)
NU's growth trajectory depends on its ability to expand within the Banks - Regional sector while managing margin pressures.
- Future growth will depend on performance in core Banks - Regional operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
The primary risks for NU investors include debt exposure and competitive dynamics in the Banks - Regional industry.
- $6.15B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Banks - Regional.
52-Week Trading Range
Over the past year, NU stock traded between $11.20 and $18.98—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.
Volatility & Risk Profile
With 24.15% annualized volatility and β=1.29, the stock exhibits high sensitivity to market moves—making NU suitable for investors comfortable with active risk management.
Institutional & Insider Ownership
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment & Price Targets
Latest News & Headlines
Recent headlines and coverage
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Nu Holdings Ltd. (NU) Sees a More Significant Dip Than Broader Market: Some Facts to Know
In the most recent trading session, Nu Holdings Ltd. (NU) closed at $13.59, indicating a -1.45% shift from the previous trading day.
Nu Holdings Ltd. (NU) Is a Trending Stock: Facts to Know Before Betting on It
Recently, Zacks.com users have been paying close attention to Nu (NU). This makes it worthwhile to examine what the stock has in store.
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Nu Holdings Ltd. (NU) Outpaces Stock Market Gains: What You Should Know
Nu Holdings Ltd. (NU) concluded the recent trading session at $13.99, signifying a +2.34% move from its prior day's close.
Nubank's Mexico Business Just Passed 15 Million Customers. Here's Why It's the Real Growth Story.
There's strong momentum for Nu, and its stock looks priced to buy right now.
GGAL vs. NU: Which Stock Is the Better Value Option?
GGAL vs. NU: Which Stock Is the Better Value Option?
Needham Initiates Nu Holdings (NU) at Buy
Nu Holdings Ltd. (NYSE:NU) is one of the 10 Most Promising Fintech Stocks to Buy Now. On June 26, Needham initiated coverage on Nu Holdings Ltd. (NYSE:NU), giving the stock a Buy rating and setting the price target at $17. The research firm pointed out that the company operates as a neobank and a digital […]
NU Builds on Mexico Momentum: Can Banking Approval Pay Off?
Nu Holdings wins approval to operate as a bank in Mexico, unlocking its next growth phase as it serves 15 million customers and targets a vast banking market.
Frequently Asked Questions
Common investor questions about Nu Holdings Ltd.
Nu Holdings Ltd. (NU) is currently trading at $13.59. The RSI (14-day) is at 53.7, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $17.82 implies 31.1% upside from current levels. Volatility is moderate at 24.1% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for Nu Holdings Ltd. (NU): The trailing P/E ratio is 20.91, which is in line with broader market averages. The forward P/E is 11.60, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 0.79, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 5.25. Price-to-Sales is 6.87. Valuation should be compared to Banks - Regional industry peers for context, as different sectors trade at different multiples.
Based on 22 analysts covering NU, the consensus price target is $17.82. This represents a 31.1% upside from the current price of $13.59. The range spans from a low target of $10.00 to a high target of $22.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Nu Holdings Ltd. (NU) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.
Key risks for Nu Holdings Ltd. (NU) investors include: 1. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 2. Banks - Regional sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is Nu Holdings Ltd.'s (NU) current debt and financial health profile: Total debt stands at $6.15B. The company holds $15.91B in cash and equivalents.