NIO Inc.(NIO)
NASDAQ

NIO Stock Analysis — July 2026

$4.88
-0.11 (-2.20%)

NIO Stock Price Today (July 2026) — NIO Inc. Analysis & Key Metrics 2026-07-17

NIO Inc. (NIO) is trading at $4.88, down 2.20% today (as of July 2026). The stock continues to show pressure below major moving averages, attracting attention from investors looking for Consumer Cyclical growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $7.32 (50.1% upside).
  • Volatility remains elevated (32.42% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (1.12% YoY) alongside significant competitive pressures.

NIO Stock Analysis: Key Metrics & Valuation (July 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target7.324850.1%
Volatility (30d ann.)32.4171High
RSI (14-day)
45.78 (Neutral)
Debt$26.57B (183.30 D/E)

NIO Inc. - Historical Price & Volume

$4.88
+0.42 (+9.42%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$12.68B

Enterprise Value: $17.51B

P/E Ratio

-8.87

Forward P/E: 29.44

Revenue Growth

+1.12%

Year over Year

Analyst Target

$7.32

+50.1% upside potential

Key Investor Questions About NIO

What investors need to know before buying

Is it a good time to buy NIO stock?

Based on current market data, NIO presents a neutral technical setup with caution warranted fundamentals.

  • Technicals say: Neutral (RSI 45.78)
  • Fundamentals say: Caution warranted (high leverage concerns)
Can NIO sustain revenue growth in the Auto Manufacturers market?

NIO's growth trajectory depends on its ability to expand within the Auto Manufacturers sector while managing margin pressures.

  • Future growth will depend on performance in core Auto Manufacturers operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing NIO stock?

The primary risks for NIO investors include debt exposure and competitive dynamics in the Auto Manufacturers industry.

  • $26.57B in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Auto Manufacturers.

52-Week Trading Range

52-Week Low$3.38
52-Week High$8.02
Current Price$4.88

Over the past year, NIO stock traded between $3.38 and $8.02—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility32.42%
Beta0.99
RSI (14-day)45.78

With 32.42% annualized volatility and β=0.99, the stock exhibits moderate correlation to market moves—making NIO suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership10.70%
Institutional Ownership32.38%
Shares Short134.18M

Lower institutional support combined with high short selling points to negative sentiment.

Analyst Sentiment & Price Targets

Mean Target
$7.32
Upside Potential
50.1%
Recommendation
buy
Analysts see strong upside potential with a target of $7.32. The 50.1% upside suggests optimistic growth expectations.

Latest News & Headlines

Recent headlines and coverage

ZacksJul 17, 2026

Why NIO Inc. (NIO) Dipped More Than Broader Market Today

NIO Inc. (NIO) reached $4.88 at the closing of the latest trading day, reflecting a -2.2% change compared to its last close.

GuruFocus.comJul 16, 2026

China's EV Demand Nears 20 Million as Gasoline Car Capacity Lags

Data suggests underutilized gasoline factories, not EV plants, are driving China's auto capacity imbalance.

24/7 Wall St.Jul 15, 2026

Micron Drops 8% on China Competition Fears, Dragging Intel, AMD, and Marvell

A single report on Chinese memory chip makers sent Micron tumbling and pulled Intel, AMD, and Marvell down with it, raising a question traders need to answer fast: is this a sector-wide buying opportunity or the start of something bigger?

ZacksJul 15, 2026

Zacks Industry Outlook BYD, NIO and Yamaha

BYD, NIO and Yamaha have been highlighted in this Industry Outlook article.

StocktwitsJul 15, 2026

NIO Stock Extends Rally: China’s 'Hottest' Memory-Chip Company Just Won An EV Backer

CXMT is China’s largest DRAM maker and ranks fourth globally. The IPO could raise 66.6 billion yuan, making it China’s second-largest ever.

BarchartJul 14, 2026

Here's Why Goldman Sachs Just Turned Bullish on NIO Stock

NIO stock is inching higher on the back of a bullish Goldman Sachs research note. Here’s why the bank recommends investors load up on NIO shares.

ZacksJul 14, 2026

3 Foreign Auto Stocks to Buy Despite Global Demand Headwinds

While the Zacks Foreign Auto industry's prospects are subdued, here's why stocks like BYDDY, NIO and YMHAY are still worth buying.

24/7 Wall St.Jul 14, 2026

What Investors Don’t Know About Nio

The consensus on Nio has treated it as a perpetual cash-burning startup on the edge of collapse, but the latest financials describe a company that looks almost nothing like that story.

ZacksJul 14, 2026

NIO Inc. (NIO) Is a Trending Stock: Facts to Know Before Betting on It

NIO (NIO) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Simply Wall St.Jul 14, 2026

NIO (NIO) Stock Looks Near Fair Value As Shares Fell 89%

NIO stock sits in an awkward spot for valuation focused investors, with a very weak 5 year share price record but current checks indicating it is roughly in line with its Discounted Cash Flow (DCF) intrinsic value, while some market multiples still screen it as undervalued. NIO shareholders have seen the stock fall about 88.6% over the past 5 years, which puts extra pressure on today’s valuation to justify a continued hold. Recent upgrades tied to stronger vehicle delivery momentum and...

Frequently Asked Questions

Common investor questions about NIO Inc.

NIO Inc. (NIO) is currently trading at $4.88. The RSI (14-day) is at 45.8, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $7.32 implies 50.1% upside from current levels. Volatility is moderate at 32.4% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for NIO Inc. (NIO): The trailing P/E ratio is -8.87, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 29.44. Price-to-Book is 18.97. Price-to-Sales is 0.11. Valuation should be compared to Auto Manufacturers industry peers for context, as different sectors trade at different multiples.

Based on 24 analysts covering NIO, the consensus price target is $7.32. This represents a 50.1% upside from the current price of $4.88. The range spans from a low target of $4.01 to a high target of $9.99, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

NIO Inc. (NIO) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.

Key risks for NIO Inc. (NIO) investors include: 1. Moderate volatility (32.4% annualized)—price swings are notable. 2. Elevated debt levels (D/E ratio of 183.30) which could pressure margins in a rising rate environment. 3. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 4. Auto Manufacturers sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is NIO Inc.'s (NIO) current debt and financial health profile: Total debt stands at $26.57B. The debt-to-equity ratio is 183.30, which is high and could pose financial risk if earnings decline or borrowing costs increase. The current ratio is 1.01, indicating adequate short-term liquidity. The quick ratio is 0.63. The company holds $31.77B in cash and equivalents.