MSFT Stock Price Today (July 2026) — MSFT Analysis & Key Metrics 2026-07-17
MSFT (MSFT) is trading at $393.82, down 1.81% today (as of July 2026). The stock continues to show pressure below major moving averages, attracting attention from investors looking for Software growth opportunities.
- According to consensus analyst estimates, the 1-year price target is $561.11 (42.5% upside).
- Volatility remains elevated (21.12% annualized), implying wide price swings for short-term traders.
- The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (18.30% YoY) alongside significant competitive pressures.
MSFT Stock Analysis: Key Metrics & Valuation (July 2026)
Concise, actionable data for investors
MSFT - Historical Price & Volume
Market Cap
Enterprise Value: $2.95T
P/E Ratio
Forward P/E: 20.16
Revenue Growth
Year over Year
Analyst Target
+42.5% upside potential
Key Investor Questions About MSFT
What investors need to know before buying
Based on current market data, MSFT presents a neutral technical setup with caution warranted fundamentals.
- Technicals say: Neutral (RSI 54.40)
- Fundamentals say: Caution warranted (high leverage concerns)
MSFT's growth trajectory depends on its ability to expand within the Software sector while managing margin pressures.
- Future growth will depend on performance in core Software operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
The primary risks for MSFT investors include debt exposure and competitive dynamics in the Software industry.
- $125.43B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Software.
52-Week Trading Range
Over the past year, MSFT stock traded between $349.20 and $555.45—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.
Volatility & Risk Profile
With 21.12% annualized volatility and β=0.88, the stock exhibits moderate correlation to market moves—making MSFT suitable for investors comfortable with active risk management.
Institutional & Insider Ownership
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment & Price Targets
Latest News & Headlines
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Frequently Asked Questions
Common investor questions about MSFT
MSFT (MSFT) is currently trading at $393.82. The RSI (14-day) is at 54.4, indicating neutral territory. Wall Street analysts have a consensus "strong_buy" recommendation. The mean analyst price target of $561.11 implies 42.5% upside from current levels. Volatility is moderate at 21.1% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for MSFT (MSFT): The trailing P/E ratio is 23.46, which is in line with broader market averages. The forward P/E is 20.16, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 1.18, near 1.0, suggesting roughly fair value relative to growth. Price-to-Book is 7.06. Price-to-Sales is 9.19. Valuation should be compared to Software industry peers for context, as different sectors trade at different multiples.
Based on 55 analysts covering MSFT, the consensus price target is $561.11. This represents a 42.5% upside from the current price of $393.82. The range spans from a low target of $400.00 to a high target of $870.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "strong_buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Yes, MSFT (MSFT) pays a dividend with a current yield of approximately 92.00%. The annualized dividend rate is $3.56 per share. The payout ratio is 20.7%, which is conservative and suggests the dividend is well-covered by earnings with room for future increases. The most recent ex-dividend date was 2026-08-20T00:00:00.000Z.
Key risks for MSFT (MSFT) investors include: 1. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 2. Software sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is MSFT's (MSFT) current debt and financial health profile: Total debt stands at $125.43B. The debt-to-equity ratio is 30.27, which is moderate and generally manageable for most companies. The current ratio is 1.28, indicating adequate short-term liquidity. The quick ratio is 1.14. The company holds $78.23B in cash and equivalents. Free cash flow is positive at $37.01B, providing a cushion for debt servicing and shareholder returns.