Itaú Unibanco Holding S.A.(ITUB)
NASDAQ

ITUB Stock Analysis — July 2026

$8.20
-0.10 (-1.20%)

ITUB Stock Price Today (July 2026) — Itaú Unibanco Holding S.A. Analysis & Key Metrics 2026-07-17

Itaú Unibanco Holding S.A. (ITUB) is trading at $8.20, down 1.20% today (as of July 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Financial Services growth opportunities.

  • According to consensus analyst estimates, the 1-year price target is $8.82 (7.6% upside).
  • Volatility remains elevated (21.40% annualized), implying wide price swings for short-term traders.
  • The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (-2.10% YoY) alongside significant competitive pressures.

ITUB Stock Analysis: Key Metrics & Valuation (July 2026)

Concise, actionable data for investors

Trend posture
Short-term pullback in long-term uptrend
Analyst 1Y target8.8257.6%
Volatility (30d ann.)21.4012High
RSI (14-day)
48.37 (Neutral)
Debt$1.15T (N/A D/E)

Itaú Unibanco Holding S.A. - Historical Price & Volume

$8.20
+3.57 (+77.08%)
Price
Volume
Current Price Line
Range: 2Y

Market Cap

$90.05B

Enterprise Value: $722.23B

P/E Ratio

10.38

Forward P/E: 8.19

Revenue Growth

-2.10%

Year over Year

Analyst Target

$8.82

+7.6% upside potential

Key Investor Questions About ITUB

What investors need to know before buying

Is it a good time to buy ITUB stock?

Based on current market data, ITUB presents a neutral technical setup with mixed signals fundamentals.

  • Technicals say: Neutral (RSI 48.37)
  • Fundamentals say: Mixed signals (nuanced financial profile)
Can ITUB sustain revenue growth in the Banks - Regional market?

ITUB's growth trajectory depends on its ability to expand within the Banks - Regional sector while managing margin pressures.

  • Future growth will depend on performance in core Banks - Regional operations.
  • The ability to manage competitive pressures will be crucial for sustained growth.
What are the biggest risks facing ITUB stock?

The primary risks for ITUB investors include debt exposure and competitive dynamics in the Banks - Regional industry.

  • $1.15T in debt could be a headwind in a high-rate environment.
  • Fierce competition from established players in Banks - Regional.

52-Week Trading Range

52-Week Low$5.93
52-Week High$9.60
Current Price$8.20

Over the past year, ITUB stock traded between $5.93 and $9.60—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.

Volatility & Risk Profile

30-Day Volatility21.40%
Beta0.75
RSI (14-day)48.37

With 21.40% annualized volatility and β=0.75, the stock exhibits low sensitivity to market moves—making ITUB suitable for investors comfortable with active risk management.

Institutional & Insider Ownership

Insider Ownership20.00%
Institutional Ownership32.91%
Shares Short23.43M

Lower institutional support combined with high short selling points to negative sentiment.

Analyst Sentiment & Price Targets

Mean Target
$8.82
Upside Potential
7.6%
Recommendation
Hold
Analyst target of $8.82 suggests modest upside with 7.6% potential gain.

Latest News & Headlines

Recent headlines and coverage

CCNJul 10, 2026

SWIFT's Blockchain Ledger Goes Live With HSBC, Citi and 15 Other Banks: Threat to XRP, XLM Cross-Border Plays?

SWIFT’s blockchain ledger enables 24/7 tokenized payments without requiring XRP. XRP supporters see an opportunity, as several SWIFT pilot banks have ties to Ripple. ...

NYSEJul 9, 2026

Itau Unibanco Exec Says Firm ‘Coming off Best First Quarter We Ever Had’

Itau Unibanco's Renato Lulia Jacob joins Ashley Mastronardi on NYSE Live to discuss the best first quarter they ever had

ZacksJul 7, 2026

ITUB vs. CM: Which Stock Is the Better Value Option?

ITUB vs. CM: Which Stock Is the Better Value Option?

ZacksJun 23, 2026

UMBF's Arm Expands Fund Platform With iCapital Blockchain Network

UMB Financial's arm integrates iCapital's DLT into its fund services platform to streamline operations and improve efficiency in alternative investments.

NYSEJun 19, 2026

Brazil Week: Itaú Unibanco Executive on the Value of a Tech-First Strategy

Itaú Unibanco Executive Renato Lulia joins Ashley Mastronardi on NYSE Floor Talk

Motley FoolJun 4, 2026

Stock Market Today, June 4: Nu Holdings Jumps After Board Approves $1 Billion Share Buyback

Today, June 4, 2026, a fresh $1 billion buyback pits Nu’s record growth against mounting governance and credit worries.

Motley FoolJun 3, 2026

Stock Market Today, June 3: Nu Holdings Slides After Analyst Downgrade Highlights Margin and Leadership Risks

Margin pressure, leadership turnover, and record profits collide as investors reassess this fast-growing digital bank, today, June 3, 2026.

ReutersMay 28, 2026

Brazil's government, federal district agree on BRB loan deal

BRASILIA, May 28 (Reuters) - Brazil's government and the Federal District have reached a deal for a loan to support struggling state-run lender BRB, a court document showed on Thursday.

MarketBeatMay 11, 2026

Itau Unibanco Q1 Earnings Call Highlights

Itau Unibanco (NYSE:ITUB) reported what Chief Executive Officer Milton Maluhy Filho called a “very strong” first quarter of 2026, with managerial net income of BRL 12.3 billion, up 10% from a year earlier, as profitability remained high despite margin headwinds tied to an early dividend payment and

Insider MonkeyMay 6, 2026

Itau Unibanco Holding (ITUB): What Next After Card Subsidiary Absorbed?

Itau Unibanco Holding (NYSE:ITUB) is one of the best large cap penny stocks under $10 to buy now. The stock is up around 40% over the past year. On April 28, Itau Unibanco Holding (NYSE:ITUB) shareholders gave a strong approval to a management plan to absorb the Brazilian bank’s Banco Itaucard subsidiary. Itau Unibanco’s management […]

Frequently Asked Questions

Common investor questions about Itaú Unibanco Holding S.A.

Itaú Unibanco Holding S.A. (ITUB) is currently trading at $8.20. The RSI (14-day) is at 48.4, indicating neutral territory. Wall Street analysts have a consensus "Hold" recommendation. The mean analyst price target of $8.82 implies 7.6% upside from current levels. Volatility is moderate at 21.4% annualized, meaning price movements are relatively contained. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.

Based on current valuation metrics for Itaú Unibanco Holding S.A. (ITUB): The trailing P/E ratio is 10.38, which is below the market average of ~20-22, suggesting the stock may be undervalued relative to peers. The forward P/E is 8.19, lower than the trailing P/E, suggesting analysts expect earnings improvement. The PEG ratio is 1.42, near 1.0, suggesting roughly fair value relative to growth. Price-to-Book is 2.23. Price-to-Sales is 0.32. Valuation should be compared to Banks - Regional industry peers for context, as different sectors trade at different multiples.

Based on 8 analysts covering ITUB, the consensus price target is $8.82. This represents a 7.6% upside from the current price of $8.20. The range spans from a low target of $6.10 to a high target of $10.20, reflecting varying levels of optimism among analysts. The consensus recommendation is "Hold". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.

Yes, Itaú Unibanco Holding S.A. (ITUB) pays a dividend with a current yield of approximately 2.07%. The annualized dividend rate is $3.36 per share. The payout ratio is 74.9%, which is moderate and suggests adequate earnings coverage for the dividend. The most recent ex-dividend date was 2026-07-02T00:00:00.000Z.

Key risks for Itaú Unibanco Holding S.A. (ITUB) investors include: 1. Declining revenue (-2.1% YoY), indicating potential business headwinds. 2. Elevated short interest (43.0% of float) suggests significant bearish sentiment. 3. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 4. Banks - Regional sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.

Here is Itaú Unibanco Holding S.A.'s (ITUB) current debt and financial health profile: Total debt stands at $1.15T. The company holds $531.77B in cash and equivalents.