BILL Stock Price Today (July 2026) — BILL Holdings, Inc. Analysis & Key Metrics 2026-07-17
BILL Holdings, Inc. (BILL) is trading at $44.71, up 0.11% today (as of July 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Technology growth opportunities.
- According to consensus analyst estimates, the 1-year price target is $53.77 (20.3% upside).
- Volatility remains elevated (44.96% annualized), implying wide price swings for short-term traders.
- The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (13.50% YoY) alongside significant competitive pressures.
BILL Stock Analysis: Key Metrics & Valuation (July 2026)
Concise, actionable data for investors
BILL Holdings, Inc. - Historical Price & Volume
Market Cap
Enterprise Value: $3.31B
P/E Ratio
Forward P/E: 10.82
Revenue Growth
Year over Year
Analyst Target
+20.3% upside potential
Key Investor Questions About BILL
What investors need to know before buying
Based on current market data, BILL presents a overbought technical setup with caution warranted fundamentals.
- Technicals say: Overbought (RSI 74.14)
- Fundamentals say: Caution warranted (high leverage concerns)
BILL's growth trajectory depends on its ability to expand within the Software - Application sector while managing margin pressures.
- Future growth will depend on performance in core Software - Application operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
The primary risks for BILL investors include debt exposure and competitive dynamics in the Software - Application industry.
- $1.89B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Software - Application.
52-Week Trading Range
Over the past year, BILL stock traded between $31.41 and $57.21—recovering meaningfully from lows and currently near the higher end. Big swings are likely unless a major catalyst emerges.
Volatility & Risk Profile
With 44.96% annualized volatility and β=1.76, the stock exhibits high sensitivity to market moves—making BILL suitable for investors comfortable with active risk management.
Institutional & Insider Ownership
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment & Price Targets
Latest News & Headlines
Recent headlines and coverage
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BILL Holdings (BILL) Could Be 17% Undervalued On Its Embedded Finance Narrative
Recent Trading Snapshot for BILL Holdings Stock BILL Holdings (BILL) has drawn fresh attention after a recent move in its share price, with the stock last closing at $44.63 and reporting double digit returns over the past month. See our latest analysis for BILL Holdings. The recent 1 day share price return of 7.88% caps a strong 30 day share price return of 33.06%. However, BILL Holdings still shows a year to date share price decline of 11.73% and a 3 year total shareholder return decline of...
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TD Cowen Starts BILL (BILL) With a Bullish View
BILL Holdings, Inc. (NYSE:BILL) is one of the 10 Best Stocks to Buy in Glen Kacher’s Light Street Portfolio. On June 22, 2026, TD Cowen initiated coverage of BILL Holdings, Inc. (NYSE:BILL) with a Buy rating. The firm has set a price target of $43 on the stock. According to TD Cowen’s research note, the […]
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Frequently Asked Questions
Common investor questions about BILL Holdings, Inc.
BILL Holdings, Inc. (BILL) is currently trading at $44.71. The RSI (14-day) is at 74.1, indicating overbought territory (potentially overheated). Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $53.77 implies 20.3% upside from current levels. Volatility is high at 45.0% annualized, meaning significant price swings are common. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for BILL Holdings, Inc. (BILL): The trailing P/E ratio is not available (the company may not be profitable). The forward P/E is 10.82. The PEG ratio is 0.36, below 1.0, which generally indicates the stock is undervalued relative to its growth rate. Price-to-Book is 1.17. Price-to-Sales is 2.78. Valuation should be compared to Software - Application industry peers for context, as different sectors trade at different multiples.
Based on 22 analysts covering BILL, the consensus price target is $53.77. This represents a 20.3% upside from the current price of $44.71. The range spans from a low target of $38.00 to a high target of $77.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
BILL Holdings, Inc. (BILL) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.
Key risks for BILL Holdings, Inc. (BILL) investors include: 1. High volatility (45.0% annualized)—the stock can experience significant daily price swings. 2. The company is not currently profitable on a trailing basis, which creates earnings uncertainty. 3. Elevated short interest (16.1% of float) suggests significant bearish sentiment. 4. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 5. Software - Application sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is BILL Holdings, Inc.'s (BILL) current debt and financial health profile: Total debt stands at $1.89B. The debt-to-equity ratio is 49.59, which is moderate and generally manageable for most companies. The current ratio is 1.66, indicating strong short-term liquidity. The quick ratio is 0.69. The company holds $2.17B in cash and equivalents. Free cash flow is positive at $167.61M, providing a cushion for debt servicing and shareholder returns.